Credit Analyst

Roles and Responsibilities:

Analyze credit data and financial statements to determine the degree of risk involved in extending credit.

Prepare reports that include the degree of risk involved in extending credit.

Evaluate customer records and recommend payment plans based on earnings, savings data, payment history, and purchase activity.

Complete accreditation process, including credit analyses, and secure necessary credit committee approval.

Generate financial ratios using computer programs to evaluate customers' financial status.

Investigate, identify, and solve possible issues that may arise in the process of risk management.

Manage assigned accounts in the pursuit of protecting the Accounts Receivables and maintaining sustainable collaborations with customers.

Required Skills :

Graduate of Accountancy or any Business related course

Preferably a Certified Public Accountant

Must have excellent written and oral communication skills

SAP knowledge is an advantage

Required Experience :

With at least two (2) years of work experience/background in Credit