Loans and Deposits Specialist - FIG SG

Key Responsibilities:

Transaction Execution and Client Servicing

• Manage end-to-end execution of loan drawdowns, rollovers, repayments and prepayments (non-trade related), ensuring seamless processing


• Handle fixed deposit placements, renewals, rollovers and premature withdrawals, including calculation and communication of applicable terms and charges


• Ensure timely, accurate, and compliant processing of all transaction


• Coordinate with clients to ensure documentation completeness and readiness


• Act as a key coordination point to ensure smooth execution across internal and external stakeholders


• Escalate issues proactively and drive resolution


• Monitor upcoming loan maturities, rollover requirements and deposit renewal opportunities


• Maintain internal trackers and management information relating to loan and deposit activities


• Coordinate with Relationship Managers and product partners to support portfolio monitoring, optimization and client servicing initiatives


• Identify cross-sell opportunities across CASA, fixed deposits, FX products, structured deposits, interest rate hedging solutions, etc. (where applicable) 


• Work with product partners to refer and enable deal execution


• Coordinate client onboarding activities, including account opening, KYC documentation and fulfilment of internal onboarding requirements.

Pricing and Margin Management 

• Partner Relationship Managers (RMs) on indicative and confirmed pricing for loans and deposits


• Validate pricing components with Treasury, including (but not limited to) cost of funds, credit funding factors, etc. 


• Ensure adherence to approved margins and governance standards

Risk, Controls and Compliance

• Ensure all transactions comply with internal policies and procedures, as well as regulatory requirements


• Maintain high standards of operational control and documentation accuracy


• Monitor excess, exception and limit reports and coordinate remediation with relevant stakeholders 


• Escalate breaches, exceptions and unresolved issues on a timely basis Support audit and compliance reviews where required


• Champion a client-centric service culture


• Identify process improvement opportunities to enhance turnaround time and efficiency


• Prepare and coordinate periodic risk, exception and control reports for management review

Requirements:

• Bachelor’s or any related disciplines (Finance/ Business/ Banking) or equivalent professional qualification


• Relevant experience in credit analysis, banking risk management, corporate banking, FI banking, loan administration, middle support, client service and/or treasury support.


• Familiarity with financial markets products is advantageous


• Working knowledge of lending products and loan lifecycle


• Working knowledge of deposit products and pricing


• Strong client service orientation


• Attention to detail and operational accuracy


• Stakeholder management and collaboration


• Analytical thinking (especially in pricing validation)


• Ability to manage multiple transactions under time pressure


• Team player