AML/CTF Compliance Officer (Australia)

AML/CTF Compliance Officer (Australia)
Location: Sydney, Australia - Flexible (remote, hybrid or on-site)
Company: Telcoin Pty Ltd

About Telcoin
Telcoin combines blockchain technology with regulated financial services to deliver fast, low-cost digital payments and financial products around the world. Telcoin operates in multiple countries and continues to expand into new markets. As our Australian business grows, we are seeking a Compliance Officer to lead compliance for Telcoin Pty Ltd and serve as its AML/CTF Compliance Officer.

The Role
We are looking for a hands-on compliance professional who will own the regulatory compliance of Telcoin’s Australian business. You will be Telcoin Pty Ltd’s designated AML/CTF Compliance Officer and its main contact with AUSTRAC, working closely with the global compliance team.

Key Responsibilities

• Act as Telcoin Pty Ltd’s designated AML/CTF Compliance Officer and primary point of contact with AUSTRAC.


• Maintain AUSTRAC registrations, including virtual asset service provider (formerly digital currency exchange) and independent remittance dealer registrations.


• Own and maintain the AML/CTF program under the reformed AML/CTF Act and Rules, including the ML/TF risk assessment, policies, procedures and controls.


• Oversee customer due diligence, ongoing monitoring and enhanced due diligence for higher-risk customers.


• Oversee transaction monitoring and blockchain analytics for virtual asset activity, and ensure compliance with travel rule obligations for virtual asset transfers.


• Ensure timely, accurate regulatory reporting to AUSTRAC, including suspicious matter reports, threshold transaction reports, international funds transfer instructions and annual compliance reports.


• Manage sanctions compliance, including screening against Australian (DFAT) and UN sanctions lists.


• Coordinate independent evaluations of the AML/CTF program and own remediation of findings.


• Deliver AML/CTF and compliance training to staff, management and the board.


• Report on compliance status, risks and material issues to local management, the board and the global compliance team.


• Work with the global compliance team to develop and implement group-aligned internal controls, policies and procedures.


• Ensure compliance with the Privacy Act 1988 and the Australian Privacy Principles, including notifiable data breach obligations.


• Manage corporate governance for Telcoin Pty Ltd, including board matters, ASIC filings and statutory obligations under the Corporations Act.


• Monitor regulatory developments, including ASIC’s digital asset platform licensing framework, and lead readiness and licensing projects where needed.


• Review contracts and agreements for regulatory and compliance risk.


• Carry out periodic and ad hoc compliance activities required by the business.

Requirements

• 5+ years of compliance or AML/CTF experience in Australian financial services, fintech or digital assets.


• Experience working with AUSTRAC, including registrations, reporting and regulatory engagement.


• Strong working knowledge of:
  
  
  
  • the AML/CTF Act 2006 and AML/CTF Rules, including the 2024 reforms
  
  
  • the Corporations Act 2001
  
  
  • the Privacy Act 1988
  
  
  • Australian sanctions laws
  
  
  
  


• Experience in fintech, blockchain or digital asset businesses, with a solid understanding of crypto-asset financial crime risks.


• A proven track record of delivering practical, high-quality compliance solutions at startup pace.


• Strong project management skills and the ability to prioritise in a fast-paced environment.


• Comfortable using technology and automation to improve compliance processes.


• Australian resident with the right to work in Australia.

Preferred Qualifications

• CAMS or an equivalent AML certification.


• Law degree or legal background, particularly in financial services regulation.


• Experience with AFSL applications or ASIC licensing.


• Experience with remittance, payments or stablecoin businesses.


• Experience working within a global group with a central compliance function.

What We Offer

• A key leadership role in Telcoin’s Australian business.


• The opportunity to shape compliance in a fast-growing, blockchain-based fintech.


• An international and dynamic working environment.


• A competitive compensation package.


• Professional growth and exposure to innovative payment and blockchain technologies.


• Flexible hybrid working based in Sydney.

Apply
If you are a compliance professional who wants to build practical, scalable compliance for the next generation of financial services, we would be pleased to hear from you.

Please submit your CV and a brief cover letter outlining your experience in AML/CTF, financial services compliance and digital assets.