Client Credit Risk Specialist (12-month max term)

Description

Are you an experienced credit, banking or corporate finance professional looking to apply your expertise to high-impact work that supports Queensland communities and infrastructure?

At QTC, we're seeking a Client Credit Risk Specialist to join our Risk Division. In this role, you'll play a key part in assessing and monitoring credit risk across QTC's lending portfolio and investment counterparties, helping to safeguard QTC's financial sustainability while supporting the delivery of critical outcomes across Queensland.

Working alongside experienced credit risk professionals, you'll provide insightful analysis, influence lending decisions, and partner with stakeholders across QTC, Queensland Treasury, government departments and Government-Owned Corporations.

About the role

As a Client Credit Risk Specialist, you will:

• Conduct periodic credit reviews of QTC's clients and counterparties.
• Assess new borrowing requests and prepare recommendations for relevant committees and decision-making forums.
• Analyse financial statements, industry trends and operating environments to identify emerging risks and opportunities.
• Monitor credit exposures, lending covenants, portfolio performance and credit limits.
• Prepare credit papers, reports and recommendations aligned with QTC's risk framework and appetite.
• Develop, enhance and maintain financial models, databases and analytical tools.
• Contribute to thematic credit reviews, market analysis and ad-hoc advisory projects.
• Support reporting requirements and continuous improvement initiatives across the team.
• Build trusted relationships with stakeholders across QTC, Queensland Treasury, government agencies, local governments, education entities and Government-Owned Corporations.
• Contribute to technical leadership by sharing knowledge, coaching colleagues and supporting quality outcomes.

About you

We're looking for a commercially minded credit risk professional who combines strong analytical capability with sound judgement and excellent stakeholder engagement skills.

To be successful, you will bring:

• A tertiary qualification in Commerce, Finance, Economics, Business or a related discipline.
• 3 - 7 years’ experience in corporate credit, banking, financial analysis, project finance, risk management or a related field.
• Strong expertise in financial statement analysis, credit assessment and risk evaluation.
• Advanced Excel modelling and financial analysis skills.
• Exceptional written and verbal communication skills, with the ability to communicate complex concepts clearly to diverse audiences.
• Strong stakeholder management and relationship-building capability.
• A proactive mindset with a focus on continuous improvement and collaboration.
• The ability to balance competing priorities while maintaining a high level of accuracy and professionalism.

Highly regarded:

• CFA, postgraduate or master's qualifications.
• Experience with Power BI.
• Experience working with government, infrastructure, utilities, banking or institutional investment environments.

Build the future with QTC: 

QTC is the central financing authority for the Queensland Government and provides financial resources and services for the State. We manage the State’s funding program in the global capital markets to deliver sustainable and cost-effective borrowings for the Queensland Government, local governments, and other related entities (our clients).  

We do work that improves Queensland for generations. We are a leader in finance, creating meaningful solutions with profound outcomes. We set the standard in financial solutions. We address the challenges of today, with results for tomorrow. 

Benefit from a best-in-class professional development program, flexible work, leadership programs, study support, paid-parental leave, salary packaging and a corporate wellbeing program (including discounts for you and your family to a range of fitness facilities close to home or work). 

At QTC we celebrate diversity and are committed to creating an inclusive environment for all employees. We have an equitable, barrier-free application process so please inform us of any accessibility requirements in your application or you can reach out to our Talent Team [email protected].