Collections Associate

• Earn a competitive base salary, a generous annual cash incentive, plus an achievable monthly bonus based on your performance and customer outcomes (on top of other perks!)


• Enjoy true flexibility with the autonomy to shape your workday for how you work best, a hybrid work model (2-3 days in our Circular Quay office) and a culture that supports work-life balance


• Join a vibrant, supportive, and high-performing team that celebrates success, has fun doing it, and invests in your career with ongoing development and future opportunities in a successful fintech

Start your adventure with Zip

Cool stuff you’ll be working on

Reporting directly to the Collections Team Leader, you'll be: 

• Managing early arrears portfolio end to end


• Making suitable arrangements with customers as per our credit policy


• Monitoring financial hardship, variations, bankrupts and defaults register


• Responding to inbound collections queries


• Following up on broken payment arrangements and renegotiating new arrangements


• Providing customers with solutions to their queries


• Educating delinquent customers to prevent future arrears


• Processing and managing incoming cheques

What you'll bring to the team

Zipsters work with a broad range of tools, languages and platforms, and our skills and experiences all look a little different. What really matters to us is that you’re a great fit with our four Values, and have a desire to learn and grow. 

So whether you meet some or all of the desirable attributes below, we’d still love to hear from you:

• 12 months experience in an office or customer service environment


• Strong verbal and communication skills


• The ability to effectively prioritise, manage deadlines and understand new ideas and concepts quickly


• Outcome focused


• Highly organised and detail-orientated with focus on time management


• Ability to understand business needs, consistently meet expectations and respond promptly and professionally to business requests or enquiries, seeking guidance as appropriate


• Ability to work efficiently and autonomously, we have a great team and work closely together, but each team member owns their tasks from start to finish


• Strong time management and organisational skills


• Problem-solving, analytical, decision making and collaborative skills


• A mindset that embraces AI and new tools to adapt, learn and grow.


• An aptitude for identifying and managing risks. Whether you are a People Manager or an Individual Contributor, we are all leaders at Zip, therefore effective risk management is important to how we run our business and part of all our roles.


• Our values in your DNA: Customer First, Own It, Stronger Together and Change the Game

What you’ll get in return

As we write this next exciting chapter in our story, we will continue to move at pace and embrace change. For you, this might mean opportunities to learn new skills with hands-on experience, broader responsibilities, or the buzz of seeing your work impact customers faster.  

Zip is a place where you’ll get out exactly what you put in. When you join the team, we'll do our best to make sure you can be yourself and surround yourself with smart, friendly colleagues and leaders who have your back, so that you can make the big things happen.

Zipsters tell us these are just some of the best things about working here. You’ll also receive:

• 25 days paid leave annually, including birthday leave and quarterly wellbeing days


• 16 weeks paid parental leave for primary carers, and 4 weeks for supporting carers


• Family support policies including miscarriage bereavement leave and domestic violence leave


• Mental health and wellness initiatives, including $299 annual wellbeing allowance, free access for you and family members to our EAP service Sonder, discounted private health insurance, and great rates on fitness sessions through ClassPass


• 2 days paid volunteering leave per year


• Fee-free Zip products, and discounts with Zip merchant partners (AU) 


• Team social events, epic offices, free breakfast daily, and weekly free lunches 

Be a part of a team that reflects the diversity of our customers

We pride ourselves on being a workplace that provides equal opportunities to people of all ages, cultural backgrounds, sexual orientations, gender identities, abilities, veteran status, and everything else that makes you unique.

Equally, we’re committed to ensuring our recruitment processes are accessible and inclusive. Please let us know If there are any adjustments that need to be made to ensure you have a fair and equitable experience.

And finally…get to know us

Zip Co Limited (ASX: ZIP) is a digital financial services company, offering innovative, people-centred products.

Operating in two core markets - Australia and New Zealand (ANZ) and the US, Zip offers access to point-of-sale credit and digital payment services, connecting millions of customers with its global network of tens of thousands of merchants.

We’re proud to be a values-led business and our values - Customer First, Own it, Stronger Together and Change the Game - guide us in everything we do.

#LI-Hybrid