Credit Analyst

Shape Sound Lending Decisions in a High-Quality Credit Team Your new company
This organisation is a specialist lending business with a strong reputation for disciplined credit, robust governance, and long-term portfolio performance. With a focus on quality outcomes rather than volume, they offer a professional, detail-driven environment where credit expertise is genuinely valued.
Your new role
As a Credit Analyst, you will play a critical role in assessing and structuring home loan applications, ensuring lending decisions are commercially sound, compliant, and aligned with both internal credit policy and regulatory requirements. You'll work across the full credit lifecycle, from initial assessment through to settlement, variations, and ongoing portfolio support, partnering closely with internal stakeholders and external service providers.

• Analyse loan applications, financial statements, and credit reports to assess creditworthiness
• Conduct detailed income verification, serviceability analysis, and risk assessments
• Identify and mitigate potential risks while making well-reasoned approval or decline recommendations
• Manage loan variations and increases from assessment through to settlement
• Request and assess property valuations, evaluating security and exposure risk
• Support documentation, process improvement initiatives, and ongoing credit projects

What you'll need to succeed

• Strong experience in a Credit Analyst in a non-bank lender
• Strong financial analysis skills with the ability to interpret complex data confidently
• Solid understanding of Australian credit legislation and regulatory frameworks
• High levels of accuracy, attention to detail, and risk awareness

What you'll get in return

• Opportunity to work in a quality-focused credit team with genuine influence on lending outcomes
• Exposure to complex credit scenarios and full end-to-end deal flow
• Stable role with clear structure, governance, and experienced leadership
• Work from home flexibility 2 days a week
• Close knit and supportive team

What you need to do now
If you're interested in this role, click 'apply now' to forward an up-to-date copy of your CV, or call us now.
If this job isn't quite right for you, but you are looking for a new position, please contact us for a confidential discussion on your career.
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