Head of Risk Governance and Compliance

The Game Changers:                         

Australian Payments Plus (AP+) is here to shape the future of payments for Australia. We aim to deliver more innovation to Australia’s payments ecosystem, for the collective benefit of Australian businesses, government and consumers.​

Our solutions include Australia’s domestic debit network, real-time, data rich payments infrastructure, secure bill payments, digital identity verification, QR payments and experiences and open wallet solutions. It’s a new chapter with more possibilities.​

The Purpose

As Head of Risk Governance & Compliance, this role leads AP+’s organisation-wide policy, governance, and compliance risk function. The position is responsible for shaping risk strategy, establishing robust frameworks, and providing effective oversight of risk controls and regulatory compliance.

The role sets strategic direction for the function, builds organisational capability, and works collaboratively across the business to ensure risks are identified, assessed, and managed in line with AP+’s risk appetite and strategic objectives.

Core Accountabilities

• Lead AP+’s enterprise risk and compliance frameworks, ensuring alignment with regulatory requirements and internal policies.
• Partner with senior leaders to embed effective risk governance and support a strong risk culture across the organisation.
• Oversee compliance monitoring, assessment, and regulatory reporting obligations.
• Prepare and deliver clear, timely, and insightful risk reporting to Executive Leadership, the Board Risk Committee, and the Board.
• Lead, develop, and maintain a capable and high-performing risk and compliance team.
• Provide expert advice on risk and compliance matters across AP+.
• Drive continuous improvement through emerging risk insights, industry best practice, and appropriate use of technology.

Experience and Capability

• Bachelor’s degree in Risk, Finance, Business, or a related discipline; postgraduate qualifications or professional certifications are desirable.
• Minimum of 10 years’ experience in risk and compliance, including senior leadership experience within a Line 2 or similar function within the Payments or Fintech sectors.
• Demonstrated experience leading and developing high-performing risk and compliance teams.
• Strong knowledge of regulatory requirements, risk and compliance frameworks, and industry best practice.
• Proven experience designing, implementing, and embedding organisation-wide risk and compliance frameworks, processes, and tools.
• Ability to apply an enterprise-wide perspective when balancing business risk, controls, and risk appetite.
• Experience establishing and operating effective governance frameworks and independent oversight practices.
• Demonstrated experience engaging with regulators and managing external stakeholder relationships.
• Strong communication skills, with the ability to translate complex risk and regulatory matters into clear, practical insights.
• Proven ability to support executive decision-making through effective stakeholder engagement and informed advice.

We recognise that candidates may not meet every criterion listed. If you believe your experience and capabilities align with this role, we encourage you to apply.

What happens next:

At AP+, we believe in the power of passion, pride, and purpose.­ Our team is driven by a shared mission to make a difference in the world of payments, and we're proud to work together towards this common goal.

If you’re ready to be a game changer, please submit your application. The Talent Acquisition team will endeavour to review your application and notify you of the outcome within the next two weeks.

We want to remove all barriers to inclusion so if you need advice or support with your application, we’re here to help. Please reach out to [email protected] We also encourage you to let us know your pronouns at any point during the recruitment process.

 AP+ are not partnering with Recruitment agencies for this role.