Credit Assessment Officer

• Full Time 75 hours per fortnight
• Adelaide, SA
• Salary range $85,000 - $89,000 per year

Be part of Beyond Bank-a bank that is for and with you.

We are one of Australia's largest, 100% customer-owned mutual banks with a credit union heritage. With more than 300,000 customers and more than 50 branches across five states, we are working hard to be the best relationship bank for customers and communities in Australia. When you join Beyond Bank, you will work for a B Corp and be part of a friendly, inclusive and supportive environment where you can continue progressing, no matter what stage of your career you are at.

Our values of: customer obsessed; empowering communities; right things, right way; shared ambition; and championing sustainability are integral to all that we do and are the standards to which we hold ourselves.

The Role

We currently have an exciting opportunity to join our Credit Assessment team in Adelaide.



As a Credit Assessment Officer, you will provide support to Front Line Lending staff, Broker Division and Business Banking in assessing credit risk for consumer, and business applications.

In the role you will

• Assessment of consumer applications for credit in accordance with Beyond Bank’s Lending Policies.
• Help achieve and monitor decision turn-around times meeting Beyond Bank’s objectives.
• Contribute and identify potential risk issues and make recommendations to alter Beyond Bank’s Lending Policies, process or work practices to reduce risk.
• Develop and strengthen skill sets using shared knowledge with peers and Lending Consultants.
• Provide expertise on specific enquiries, offer solutions and alternatives when possible.

About you

• Excellent communication and relationship-building skills. 
• Passion for delivering outstanding customer service. 
• Strong attention to detail. 
• A minimum of 2 years’ experience in a lending background or related discipline.

See yourself in our team

By joining the Credit Assessment team (MCT) you will be involved in the day-to-day assessment of loan applications submitted by Loan consultants and Third-party Brokers.  In addition, MCT reviews Valuations, Security Changes and assesses Business Banking applications.

We deliver a point of excellence in terms of compliance and adherence to Beyond Bank’s Consumer Credit Policy. The MCT mission statement is “to be a quality service provider to the Group” and our main role is to support the Network and be available to assist with knowledge and coaching around process and credit risk matters. 

Why work for Beyond Bank?

We welcome candidates who reflect the diversity of the communities in which we operate. We actively encourage Aboriginal and Torres Strait Islander peoples, people living with disability, LGBTQIA+ as well as culturally diverse community members to apply for our roles.



Beyond Bank is committed to creating an accessible recruitment process and employment experience. If you identify as a person living with disability and require adjustments to our online application, recruitment, selection and/or assessment process, or modifications for accessibility to our locations, please contact us at [email protected]

There are even more benefits:

• Additional 3 paid work-life balance days to boost your annual leave*
• Paid community volunteer days to support community organisations across Australia
• Access to employee discounts, health and wellbeing initiatives, employee and family assistance, plus more
• A flexible and diverse working environment
• Career development opportunities, training and coaching

By joining Beyond Bank, you will have the opportunity to work alongside talented professionals who will support and encourage you to achieve your full potential. If you are passionate about people and want to make a difference, we would love to hear from you.

 

What does our recruitment process look like?

The process can include a phone screen, video interview, virtual or face-to-face interview, psychometric testing, and all relevant background checking. Some positions may require undergoing 4 weeks of mandatory full training.

Next steps

If you are interested in this opportunity – would love to hear from you. For more information, please email [email protected]

You’ve got this!

Applications close COB 28/08/2025

By applying for this opportunity you are providing consent for Beyond Bank Australia to conduct all pre-employment screening checks (APRA, ASIC, Bankruptcy, National Criminal History Check, VEVO, Adverse Media Check and Reference Checks) at the expense of Beyond Bank Australia.