Specialist, Emerging Insurance Risk

At IAG, we’re ready for you. We're the largest general insurance group in Australia and New Zealand. Our family of brands turns the IAG purpose of making your world a safer place into action by helping everyday Aussies and New Zealanders, supporting their ambitions and making insurance accessible. 

The purpose of the role is to support the Group Chief Underwriting Office (GCUO) in the effective management of Emerging Insurance Risks and Opportunities (EIRO) and delivery of Responsible Underwriting (RU) accountabilities. This role blends strategic thinking with practical governance of insurance risk, helping IAG better identify, prepare and respond to emerging trends. Some practical examples have included analysis of:

• Lithium battery fire trends in property portfolios


• Emerging contaminant risks (e.g. PFAS) in liability portfolios


• Artificial intelligence impacts on professional and directors’ portfolios

This is a permanent, full-time position open to candidates based in Gadigal Country (Sydney)

What You'll Do 

Emerging Insurance Risks & Opportunities (EIRO)

• Lead external scanning and research to identify, understand and monitor emerging sources of insurance risk to IAG


• Engage constructively with stakeholders across IAG to build an internal assessment of EIROs including the nature, impact and management response


• Write structured reports and presentations on emerging insurance risks with clear synthesis of insights and tailored messaging to relevant audiences


• Coordinate the EIRO working group as secretariat (and when required chair delegate) to support efficient and effective collaboration between GCUO and the Divisions


• Maintain dynamic fact bases on EIROs including a research library, triage assessments, watchlist and quarterly risk radar


• Leverage AI tools to identify and implement more efficient processes for external scanning and monitoring.

Responsible Underwriting (RU)

• Support delivery of GCUO accountabilities including policy setting and review


• Support ongoing development of IAGs responsible underwriting strategy and approach

Support GCUO on Insurance Risk Governance

• Contribute to formal board and committee papers on insurance risk management including regular reporting and strategic papers


• Support wider initiatives across GCUO as required

What You'll Bring 

• Insurance industry knowledge – can apply good knowledge of the general insurance industry to the emerging insurance risk context


• Research & analysis – can independently conduct regular insurance research and market analysis, efficiently scanning and interpreting data from multiple sources


• Critical thinking & problem solving – can analyse problems by breaking them into parts, evaluate information for reliability and relevance, and make sound decisions


• Effective communication – can express complex ideas clearly and succinctly in written reports, presentations and verbally


• Risk management – can understand and apply relevant risk management frameworks and standards including basic risk assessment tools and techniques


• Information/knowledge management – can adopt good knowledge management habits, maintaining clear and structured documentation


• Planning & organising – plans and independently organises their program of work, with comfort driving progress in both structured and unstructured projects


• Sustainability in insurance – applies foundational knowledge of sustainable practices in insurance to support policies and initiatives


• Collaborative team players – enjoys iterating work and exploring ideas collaboratively in an environment that support regular communication and feedback

What We Offer 

• Boosted superannuation with 13% as standard. 

• 20 days annual leave + 5 days MyLeave (extra leave for what’s important to you). 

• Work from home and many more flexibility options with myFlex. 

• Up to 50% off personal insurance, including home and motor insurance. 

• Partner discounts on private health insurance, tech & appliances, and many more. 

• Industry-leading 20 weeks paid parental leave. 

• Access to LinkedIn Learning, the award-winning IAG Academy, study assistance and secondment opportunities. 

*employment type eligibility criteria apply 

Applications close: Friday 20 February 2026 11:59PM AEDT 

Adjustments and Support 

If you require any support or adjustments to participate equitably in our recruitment process, we encourage you to reach out to [email protected] for a confidential conversation.

More About Us  

As part of IAG you'll enjoy a world of career opportunities, a purpose-led place focused on creating connection and belonging, and where you can create meaningful impact every day and grow your career beyond the expected. That’s not just words. It’s our people promise. We're ready for you with unexpected opportunities for your career, your work-life and your ability to make a difference. We celebrate all viewpoints shaped by life experiences and culture, and are guided by the knowledge and voice of Aboriginal and Torres Strait Islander peoples, businesses, and communities. We collaborate on Indigenous-led solutions that enable growth and create meaningful change for our customers and employees.