Functional Analyst - Payments (w/m/d)

Line of Service

Advisory

Industry/Sector

Technology

Specialism

Technology Strategy

Management Level

Associate

Job Description & Summary

Are you ready to make a difference? PwC Austria, with around 1,500 people across 5 locations, is one of the country’s largest audit and consulting firms. Here, success means shaping the world of tomorrow. By engaging with leading organisations, we set new standards – and empower you to make an impact that goes far beyond PwC. Start your journey now.

We are seeking a technically-proficient Functional Analyst to join our payments technology team. This role is responsible for the functional design and integrity of our payment processing systems. You will translate complex business logic for card, instant payment, and digital wallet services into precise functional and system-level specifications. You will serve as the primary subject matter expert on the payment system's behavior, data flows, and integration points.

Your responsibilities in our team:

• Create clear functional and non-functional specs, use cases, sequence/state diagrams.

• Define API requirements and data mappings for internal and external integrations.

• Configure payment routing, orchestration, fees, and settlement settings.

• Specify functional requirements for gateways, processors, fraud systems, and banking partners.

• Develop and run API, integration, and end-to-end functional tests and triage defects.

• Query databases and analyze transaction data using SQL to validate outputs and troubleshoot issues.

• Maintain up-to-date technical-functional documentation and API contracts.

Your Profile:

• 3–5+ years as a technical or functional analyst with a focus on payment systems

• Deep understanding of the payment lifecycle (authorization, clearing, settlement for cards (EMV), instant payments, and tokenization)

• Experience reading and defining API contracts (REST/SOAP) and understanding JSON and XML

• Proficient in SQL for data analysis and validation

• Hands-on experience with API testing tools (Postman, SoapUI) and strong analytical and troubleshooting skills

You don’t meet all the listed requirements? No problem! Not every applicant has to fulfil all criteria — we are happy to invest in your abilities!

On a full‑time basis, we offer an entry salary for an Associate EUR 51,100 per year (all‑in) or Senior Associate from EUR 60,000 per year (all‑in). Depending on your qualifications and experience, we will agree your actual salary in a personal conversation. Do you have more to offer than the minimum? So do we. At our company your salary increases annually.

Any questions? Madeline Riedl will be happy to answer them at +43 676 3039466.

Different ways of thinking, experiences, education, needs and cultures are what make us who we are. Therefore we welcome applications regardless of gender, nationality, ethnic origin, religion or belief, disability, age, sexual orientation and identity. Do you need support with accessibility for your application or during the recruitment process? Please feel free to contact our Inclusion & Diversity contact person, Denise Pfneiszl, at any time.

Education (if blank, degree and/or field of study not specified)

Degrees/Field of Study required:

Degrees/Field of Study preferred:

Certifications (if blank, certifications not specified)

Required Skills

Optional Skills

Accepting Feedback, Accepting Feedback, Active Listening, Analytical Reasoning, Application Software, Business Data Analytics, Business Management, Business Technology, Business Transformation, Communication, Documentation Development, Emotional Regulation, Empathy, Implementation Research, Implementation Support, Implementing Technology, Inclusion, Intellectual Curiosity, Optimism, Performance Assessment, Performance Management Software, Problem Solving, Product Management, Product Operations, Project Delivery {+ 11 more}

Desired Languages (If blank, desired languages not specified)

Travel Requirements

Up to 20%

Available for Work Visa Sponsorship?

Yes

Government Clearance Required?

No

Job Posting End Date