Head of Desk (all genders) Credit Portfolio Steering

Working with us means believing in the future; in the great people who are shaping it together every day and in the wide-ranging career paths it opens up. #believeinyourself

Erste Group was founded in 1819 as the first Austrian savings bank and today is one of the largest stock-listed banking groups in Central Europe. As an attractive employer, Erste Group offers interesting career opportunities in an international environment.

In Credit Portfolio Steering we monitor the development of Erste Group’s loan portfolio, with a specific focus on corporate clients in our core AT and CEE markets. Our department performs active steering and constantly develops and improves its credit risk data infrastructure in order to deliver reliable processes and further drive digitalization and efficiency.

Following the implementation of a dedicated data infrastructure for regulatory requirements, we now have access to an extensive dataset which we can leverage to improve our portfolio analysis and steering. In this role, we value structured thinking, clear communication, and reliable execution to help us translate data into meaningful portfolio decisions. Our team is well spread across different areas of expertise and backgrounds and welcomes people who are curious and love to work with data. We are excited to strengthen our capabilities with you!

Your Tasks

• Provide strategic oversight of our subsidiaries' portfolio quality and steer credit risk topics across the group (e.g. automation)


• Prepare and shape credit portfolio messages for senior management and communication to external stakeholders


• Ensure alignment with regulatory expectations and internal risk governance


• Support internal and external audits with relevant information and data


• Drive forward Group and AT projects related to credit portfolio steering

Your Background

• At least 5 years working experience in Corporate Banking (Account Management/Risk Management/Credit Analysis) 


• Flexibility and resilience to perform in a fast-paced environment


• Solid understanding of macroeconomics and its implications for credit risk


• Excellent communication skills and ability to synthesize complex topics for senior stakeholders


• Fluent in English and German. Proficiency in a Central or Eastern European (CEE) language is a strong asset for regional collaboration

Our Offer

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  If you enjoy turning complex datasets into meaningful decisions, communicating insights with clarity, and helping shape portfolio strategy across multiple markets — you will feel right at home with us!
  
  


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  A challenging full-time job in a multinational team providing a strong basis for further developing our risk management environment


• We look forward to welcoming a new team member who brings exceptional communication and interpersonal skills, thrives in a cross-functional environment, and shares our analytical mindset, structured approach, and commitment to precise, consistent delivery


• Discover and enjoy the benefits of Erste Group


• Erste Group considers the diversity of its employees as key to innovation and success. As employer we are proud to offer everyone equal chances, irrespective of age, skin colour, religious belief, gender, sexual orientation or origin.


• The minimum wage for this full-time position in accordance with the collective agreement with complete fulfillment of the functional profile is EUR 49.772,80 gross per year. But this is just a formality - we would be happy to talk about your actual salary in person!