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This position is listed on behalf of a partner company, who manages all applications and next steps. Our partner is looking for a Digital Payments Specialist based in Brazil.
This role sits at the center of digital payments strategy and product performance, focusing on acquiring and sub-acquiring solutions such as bill payments, mobile top-ups, Tap to Pay, and payment links. The specialist will drive initiatives that improve efficiency, scalability, and commercial performance across payment rails used by millions of users. Working in a fast-paced fintech environment, the role requires strong analytical capability and a product mindset to identify growth opportunities and optimize payment flows. You will collaborate closely with engineering, compliance, marketing, and business teams to shape end-to-end payment experiences. The position also plays a key role in ensuring regulatory alignment within the Brazilian financial ecosystem. This is a highly impactful role for someone who enjoys combining data, partnerships, and product strategy to improve financial access and performance at scale.
Accountabilities
- Own and evolve the strategy and performance of acquiring and sub-acquiring payment products, ensuring efficiency, scalability, and revenue growth across multiple payment flows such as bill payments, top-ups, Tap to Pay, and payment links.
- Monitor, analyze, and optimize key performance indicators, identifying opportunities to improve conversion, cost efficiency, user experience, and overall payment success rates.
- Build and maintain strategic relationships with financial ecosystem partners, including banks, payment networks, and technology providers.
- Collaborate with cross-functional teams (engineering, compliance, product, marketing, and business) to ensure alignment between technical solutions and business objectives.
- Ensure compliance with regulations and standards defined by Central Bank of Brazil and other payment network requirements.
- Develop business cases and financial analyses to support product innovation, investment decisions, and roadmap prioritization.
- Track market trends and emerging innovations in digital payments to identify new growth and optimization opportunities.
Requirements
- Solid experience (5+ years) in financial product management, preferably in fintechs, payment institutions, acquirers, or sub-acquirers.
- Strong knowledge of payment ecosystems, including card payments, digital wallets, acquiring flows, and Brazilian financial regulations.
- Experience designing and evaluating business cases, including financial modeling, ROI analysis, and P&L considerations.
- Advanced analytical skills with experience handling large datasets and performance metrics.
- Proficiency in Excel and solid working knowledge of SQL for data analysis and reporting.
- Strong communication skills with the ability to translate complex data into actionable insights for technical and business stakeholders.
- Ability to manage multiple priorities in a fast-paced, high-growth environment.
- Intermediate English or Spanish proficiency for interaction with global partners and documentation.
Benefits
- Competitive salary aligned with market standards.
- 100% remote work model, with flexibility to work from anywhere in Brazil.
- Home office allowance provided monthly via digital wallet.
- Health and dental plans with no co-participation costs.
- Life insurance coverage.
- Flexible meal allowance via benefits platform.
- TotalPass membership for wellness and fitness access.
- Dynamic, high-growth fintech environment with strong autonomy and ownership culture.
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