Underwriter Surety

• Collect, assess, and interpret general economic and sector-specific research to support informed underwriting decisions across Surety transactions.


• Initiate, lead, and manage the end-to-end underwriting process for judicial and contractual bonds, working closely with origination and market underwriting teams.


• Evaluate transactions against established underwriting guidelines and risk appetite, making approval decisions within delegated authority and preparing appropriate referrals when additional capacity or approval is required.


• Present transactions internally, collaborate with risk management, and clearly articulate and defend underwriting recommendations while balancing client needs with the organization's risk appetite.


• Build and maintain effective relationships with brokers, clients, business partners, and internal stakeholders, contributing to productive commercial and underwriting discussions.


• Support the underwriting lead in internal and external meetings, providing relevant analysis, recommendations, and technical input to facilitate sound decisions.


• Assist the Underwriting Manager with market screening activities and contribute to the definition and refinement of underwriting policies, guidelines, and market strategies.


• Contribute to the continuous development of technical knowledge and market solutions, collaborating with colleagues to strengthen the team's expertise and position in the Surety market.

Requirements

• At least 3 years of relevant professional experience, preferably involving the analysis of infrastructure and real estate projects and/or underwriting within the Brazilian Surety insurance market.


• University degree in Law, Business Administration, Accounting, Engineering, or a related field. Candidates with an entry-level profile may also be considered depending on their relevant qualifications and potential.


• Previous experience with judicial and contractual bonds, Surety underwriting, risk assessment, or related insurance activities is highly relevant to the position.


• Strong analytical capabilities, with the ability to evaluate economic, sector-specific, project, and client information and translate findings into sound underwriting decisions.


• Excellent interpersonal and communication skills, with the confidence to interact with clients, brokers, business partners, risk management teams, senior colleagues, and other stakeholders.


• Proactive and hardworking approach, with a willingness to take ownership, go beyond immediate requirements, and contribute to achieving both short-term objectives and long-term goals.


• Curiosity, open-mindedness, and creativity in developing alternative solutions to complex business and underwriting challenges.


• Ability to work independently in a remote environment while remaining a collaborative and engaged team player.


• Mature, self-confident, and commercially aware profile, capable of representing the underwriting function effectively in internal and external discussions.


• Strong commitment to professional development, with the motivation to grow alongside the evolution and success of the business area.


• Good command of English is considered an advantage, particularly for communication in an international business environment.


• Strong computer skills, including proficiency with Microsoft Office applications.

Benefits

• Opportunity to work in a specialized Surety underwriting environment focused on judicial and contractual bonds.


• Exposure to complex transactions, risk management, market analysis, and strategic underwriting decisions.


• Opportunity to collaborate with brokers, clients, business partners, and multidisciplinary teams in an international environment.


• Professional development and opportunities for career growth based on performance, expertise, and contribution.


• Flexible and collaborative working environment that supports remote work while encouraging strong teamwork.


• Inclusive workplace culture that values diverse perspectives, innovative thinking, and equal opportunities for professional development.