Analyst, Commercial Mortgages

Analyst, Commercial Mortgages

1 York | Toronto, ON

Who We Are: 

At BGO, your work has real impact in the markets you know best, backed by the strength of a global real estate platform. Our teams bring deep local insight, long-term thinking, and institutional investment and management excellence to serve more than 750 leading investors across office, industrial, multi-residential, retail, and hospitality assets worldwide. Whether you are focused on a single city or collaborating across regions, you will be trusted with meaningful work, surrounded by talented professionals, and supported by a culture that values ownership, collaboration, and growth.

We know our success is only as strong as the people behind it. That is why we invest in our teams, embrace innovation and technology to work smarter, and place real value on relationships, mentorship, and the human connections that make great work possible. At BGO, ambition is supported, ideas are welcomed, contributions are recognized, and success is shared, creating space for you to grow, thrive, and build a rewarding career.

For more information, please visit www.bgo.com.

The Opportunity:

The Analyst, Commercial Mortgages will be engaged in the production and operations of the Ontario Region Commercial Mortgage Investment Office (Toronto MIO), located in Toronto. In this role, you will be responsible for assisting with underwriting and making recommendations for investments in loans ranging from $10 million to $200 million on the security of income-producing commercial properties, as well as assisting with mortgage loan applications/commitments, loan closings, requested amendments to loan security, and other ad-hoc projects as required by the team.

What You Will Do:

• Assist with the whole life cycle of a loan, including underwriting, due diligence, and closing. This will include lease documentation review, appraisal, building condition and environmental reports review, rent roll analyses, financial statement analyses, borrower analyses, replacement cost analyses, etc.


• Conduct and summarize key findings from market research, provide analysis of the commercial real estate market.


• Attend client meetings and conduct site visits of properties with team as required.


• Participate in the investment analysis and prepare mortgage investment proposals which contributes to the investment decision-making.


• Document files appropriately in accordance with conventions/guidelines.


• Prepare correspondence to borrowers, commercial mortgage brokers, and CMHC Multi-Unit Insurance group.


• Liaise with various stakeholders and parties including mortgage servicing, internal legal, credit risk, compliance, portfolio management, asset management and external service providers.


• Assist with closing process and follow up for outstanding due diligence items.


• Become familiar with legal documentation including drafting and reviewing letters of intent and commitment letters, reviewing mortgage security documentation, inter-lender agreements, non-disturbance agreements, assumption agreements, confidentiality agreements, and easements, right-of-way, shared facilities, etc. agreements.
  
  

Who You Are:

• Detail oriented and a self starter.


• Excellent organization skills.


• Excellent internet research skills.


• Excellent communication skills (verbal and written).


• Advanced knowledge of Outlook, Excel, Word, PowerPoint and Adobe.


• Desire to work collaboratively in a team environment as well as the ability to work independently.


• Dynamic with a high degree of flexibility in order to manage multiple and shifting priorities.


• Willingness to learn, take on new challenges and grow in the role.


• Bachelor of Commerce (or related degree).
  
  

Assets

• Knowledge of basic commercial real estate legal principles i.e fee simple ownership, leasehold, easements/rights of way/partial discharges etc.


• Knowledge of commercial real estate valuation.


• Knowledge of lease/mortgage contracts, property operating statements and financial statements.


• Knowledge of the commercial real estate market.


• Urban Land Economics or real estate appraisal courses.
  
  

Unique Requirements

• Will require a driver’s licence and the use of a vehicle and time outside the office environment for property inspections, client meetings and travel within the Ontario region.


• Attend industry seminars and conferences.
  
  

The Expected Base Pay Range: 70,000 – 95,000. The Base Pay range is for the primary location for which the job is posted. BGO values the contribution of our employees, and our compensation structure may vary based on the geographical location of successful candidates, as well as their experience, skills or qualifications.  In addition to base pay, eligible BGO employees participate in various incentive compensation plans, based on individual and business performance as well as a broad range of competitive benefits.

At BGO, we recognize that each employee’s unique experiences, perspectives, and viewpoints strengthen our ability to create and deliver the best value to our clients, partners and stakeholders/investors and therefore we strongly encourage applicants of all genders, ages, ethnicities, cultures, abilities, sexual orientations and life experiences to apply.

BGO is committed to equitable hiring practices and we welcome the opportunity to discuss accommodation and ensure fairness and equity in our hiring process. If you require accommodation, please email us at [email protected] and include: Job posting #, your name and your preferred method of contact.

We thank all applicants for their interest in employment with BGO, however only those selected for an interview will be contacted.