Careers at CMHC: Bilingual Specialist, Real Estate Appraisal

About CMHC

The work you do and the work we do together matters. We come to work every day with a common purpose: to contribute to a well-functioning housing system.

At CMHC, we hold ourselves accountable for our results and support our colleagues in their achievements. We thrive on collaboration, connecting across CMHC and involving the right people to get our work done. Our leadership style is guided by trust, where our leaders favour an adaptive approach based on the needs of their teams.

Join us and be part of a team that's committed to making a real difference and be part of something meaningful.

What’s in it for you

We’ve got the purpose, the people and the perks you need for a fulfilling career. Here’s the comprehensive and generous benefits you get when you’re a permanent employee:

• Annual Paid vacation.


• Annual individual performance incentive.


• Defined benefit pension plan.


• Comprehensive group insurance plan to support your well-being from day one.


• Support towards your personal and professional growth with training, mentorship and more. 


• An inclusive workplace culture and environment.

About the role

Join the Appraisal and Building Science Consultants Team, in the Real Estate Appraisal Specialist position. In this role, you’ll facilitate the delivery of housing solutions. You will be responsible for conducting analysis on various types of residential properties and providing professional and impartial advice on all dwelling types, including homeowner units, but especially multi-unit properties. Part of your work will consist of supporting the effective delivery of a wide range of CMHC programs and helping determine the lending value of properties for insurance underwriting by providing relevant and reliable statistical tools. You will provide advice and feedback directly to internal partners, which may impact the processing of mortgage loan insurance applications and risk mitigation measures or related decisions. You will also collect data and identify key appraisal benchmarks required to deliver social and affordable housing programs. In addition, you will provide comprehensive valuation services, including quality control of external appraisal reports from third-party service providers. You will take part in monitoring processes, reviewing the work performed by external appraisers to ensure the accuracy and quality of the services provided under our agreements. You will build and maintain positive relationships with internal partners and actively contribute to the continuous improvement of the assessment team by helping evolve practices, tools, and processes in response to operational challenges and identified risks.

What you’ll do:

• Provide advice and consulting services on all matters relating to the appraisal of properties, from detached homes to large multi-unit buildings, to support CMHC in delivering its programs or underwriting its insurance products.


• Review, assess and provide recommendations on the appropriateness and accuracy of external reports. Recommend to our internal partners to accept the value established by external appraisers or propose a new analysis based on your own observations.


• Provide statistical tools to various partners. Analyses may take several forms, namely validating the data used to calculate the lending values of rental properties, such as capitalization rates, sales price per unit and gross income multiplier.

• Conduct real estate analyses and make recommendations for complex portfolios to support decision making and risk management with respect to rental housing, seniors’ housing, long-term care facilities, buildings in difficulty, and marketing and sale of assets, for all our internal partners.

• Contribute to the development and validation of internal data for the Cap Rate System (STGA) to ensure accurate and reliable results prior to finalizing transactions.


• Develop tools that will enable our internal partners to make independent decisions.

• Actively contributes to the continuous improvement of the assessment team by helping evolve practices, tools, and processes in response to operational challenges and identified risks.

What you should have:

• An undergraduate degree in Business Administration or Finance.


• As a leader in your field, you must be an accredited appraiser and a member of the Ordre des évaluateurs agréés du Québec (OEAQ), Québec’s professional order for certified appraisers or have the Appraisal Institute of Canada's AACI designation and be a member in good standing of the Institute.


• At least 5 years of experience in multi-unit property appraisal and multi-unit property sales analysis.


• Expert knowledge of appraisal and its practical application to valuation in the Canadian context.


• The ability to develop and maintain an understanding of appraisal practices, professional association standards, industry trends, data sources and research tools, and other factors that may impact your work.

• Advanced knowledge of Microsoft Office Suite including Excel, Word and PowerPoint

• Keen research, analytical and problem-solving skills.


• Strong oral and written communication skills, ability to develop interpersonal and influencing skills.

It would be great if you also had: 

• In-depth understanding of the Canadian housing sector (construction, rental housing, multi-unit development).


• Knowledge of Power BI

• Project management knowledge

Posting closing date: Note, the competition will remain active until filled. 

Our commitment to diversity, equity, and inclusion 

We’re committed to employment equity and encourage women, Indigenous Peoples, persons with disabilities, veterans and persons of all races, ethnicities, religions, abilities, sexual orientations, and gender identities and expressions to apply. We also welcome applications from non-Canadians who are eligible to work in Canada.

CMHC is an inclusive workplace where diversity of thought – and of people – are recognized, valued, and considered essential to achieving our mission.

Learn more about our commitment to diversity and inclusion 

What happens after you apply 

We know that applying for a new job can be both exciting and daunting, and we appreciate your effort. Learn more about our hiring process.  If you are selected for an interview or testing, please advise us if you require an accommodation.

If you applied before and you were not successful don’t worry – we're always posting new positions, so don’t hesitate to give it another shot. We’re excited to see what you bring to the table this time around!