Financial Services Officer

Financial Services Officer

Branch Location: North Rustico, PE

Be part of something meaningful at Provincial Credit Union — one of Atlantic Canada’s leading credit unions and proud recipient of Canada’s Top 100 Employers award for 2025! We're driven by our core values of People, Purpose, and Possibility, and we're on a mission to provide trusted financial advice, education, and planning to help Islanders thrive. At Provincial Credit Union, you’ll join a supportive, forward-thinking team that’s passionate about delivering exceptional member experiences and making a real impact in our communities. If you're ready to grow your career while helping others grow their financial future — we want to meet you.

What You’ll Do:

• Provide individual financial counseling and information to members on loan services and deposit products available through the credit union.


• Conduct personal or telephone interviews with applicants to obtain personal and financial data to determine lending and/or investment needs. 
  


• Analyze applicants’ personal and financial data to determine lending/investment needs, loan feasibility, verifies applicant’s credit worthiness, establishes credit limits, approves or declines loan within approved lending limits, while ensuring loan agreements are complete and accurate according to requirements.


• Sell various deposit services including term deposits, RRSPs, RESPs, RRIFs, LIFs, etc. as appropriate or refers to Financial Planning Representatives where appropriate.
  

What You Have:

Required Education and Experience

• College diploma with at least three years financial institution experience; or an equivalent combination of training and experience.
  

Skills and Abilities

• Strong organizational skills and attention to detail with the ability to process information with high levels of accuracy.


• Experience and eagerness to provide superior customer service.


• Professional manner and poise, and sensitivity in dealing with confidential information and materials.


• Excellent verbal and written communication skills to effectively work with diverse groups and to interact with all levels of management and staff.


• Solid analytical and problem-solving skills.


• Demonstrated proficiency in Microsoft Office applications (Excel, Word), data systems, software applications and technology.
  

What we offer:

• Outstanding Culture: Join an engaged and community-focused team that fosters a positive work environment.

• Market Competitive Compensation: Enjoy a competitive salary along with an annual bonus program.


• Generous Benefit Package: We provide a comprehensive benefits package, including a flexible health and dental plan, sick time, and a Defined Contribution Pension Plan and Group Retirement Saving Plan with up to 9% employer contribution.


• Work-Life Balance: Start with three weeks of vacation per year, supplemented by four personal days and two volunteer days.


• Professional Development: Take advantage of tuition reimbursement, training programs, and career progression opportunities.


• Employee Perks: Enjoy additional perks such as an annual fitness and clothing allowance, reduced rates on employee loans and mortgages, and no service fees on banking transactions.


• Salary range for this position: $51,900 - $61,100.

Join our team at Provincial Credit Union and enjoy a rewarding career with competitive compensation, comprehensive benefits, and a supportive work environment that values your growth and well-being.

Please note that all offers of employment are conditional upon the acceptance of an Individual Fidelity Bond Application which includes a criminal check and a credit check.

Bondability Requirement
As part of the hiring process, candidates must meet the requirements to be bondable under a fidelity bond policy.  Bondability may involve considerations such as past criminal convictions, credit history, and other relevant factors assessed by our insurer.

Closing date is July 17th, 2025.

Diversity and Inclusion:

Provincial Credit Union invites applications from all qualified individuals. Provincial Credit Union is committed to employment equity and diversity in the workplace, and welcome applicants from diverse backgrounds. Accommodation is available for applicants with disabilities throughout the recruitment process.