Mortgage Underwriter - Residential

Would you like to be proud of where you work and the products you sell?  How about enjoying coming to work every day while being well compensated for your performance? 

If you answered “Yes” to the above, then consider joining Canada’s most innovative company in the mortgage industry!

At True North Mortgage we put the customer experience first!  We do this by offering the best rates on full-featured mortgage products exclusive to True North Mortgage.  We took this to the next level by starting our own CMHC approved lender in 2016 called THINK Financial. Since launch, we have funded over $4 Billion in Mortgages through THINK alone and have no plans on slowing down!

Your Role:

We are growing fast! Our THINK Financial team is looking to add an Underwriter to the team (our underwriters are called THINKers) This role is responsible for reviewing and verifying mortgage applications from the approval stage to the instruction stage. This includes ensuring the applications are acceptable as per THINK Financial guidelines, policies and procedures as well as AML/ATF guidelines.

There are many paths to success... Just as we customize solutions for our clients, we provide our Underwriters with the tools they need to promptly and effectively support our national team. The ideal candidate is smart, detailed orientated, is client focused and keen to be a part of something great!

Must Haves and The Work:

• Ability to work independently to solve problems but also be able to work as a team member with other THINK Underwriters and Closers as well as our partners the True North Mortgage Agents and Mortgage Insurance Partners
  


• Fast paced environment, must be able to keep current with changes with lenders and the real estate market


• History of delivering an extraordinary experience for your clients (internal and external) with a focus on results


• Strong decision-making skills to convey solutions to areas of concern

• Review and verify the accuracy of mortgage application submissions using due diligence and in compliance with Internal Regulatory Guidelines and Anti-Money Laundering and Terrorist Financing Guidelines.


• Document clear and concise notes within the mortgage underwriting system


• Provide timely and accurate credit decisions.

• Proven ability handling difficult situations and use of good judgement based on experience and knowledge 


• Experience in the Mortgage or Real Estate Business an asset


• 2-5 years previous Mortgage Underwriting experience


• Intermediate MS Office tools such as Word, Excel, Outlook and Slack

The True North Advantage:

• In-House financing – this is where we really shine! THINK Financial, (THINKFinancial.ca) our own lender, has the lowest rates in the country which will allow you to compete in the most competitive market.


• Private Lending - THINK Financial also offers private lending when your clients cannot qualify via the traditional route.

What we Offer:

• Competitive salary with medical and dental benefits paid for by the employer


• Diverse work environment

• Team events! We want you to be fully integrated into the True North team. We will hold regular team events so you can create new relationships and let loose and have a good time! Work hard, play hard!

• Modern lounge outfitted with table tennis (ping pong for those of us less serious about the sport) and a games room


• Rapidly growing organization


• Professional team with a shared perception of how things are done


• Learning and Development including online training and conferences


• Flexible work schedule and hybrid work schedule (split between work from home and in the office)

Time and time again we hear from our new recruits how happy they are with their decision to join True North Mortgage, so if you think you have the right combination of skills, experience and personality then please apply now!

This position is based in downtown Toronto, ON.  We thank you for your interest in this role however only local candidates, and those interested in relocating, will be considered.