Retail Lending Administrator

Retail Lending Administrator  

Internal posting

Branch location: Any branch

Join Atlantic Canada's largest credit union, Provincial Credit Union and become part of a team committed to positively impacting our island communities. Provincial Credit Union is honored to be recognized as one of Canada's Top 100 Employers for 2025! This achievement reflects our commitment to maintaining a dynamic and supportive workplace. Our core values of People, Purpose, and Possibility guide our mission of providing sound financial advice, planning, and education to our members. We believe in empowering our employees to deliver and support quality member experiences and fostering engagement within our communities. Join us in making a difference as we lead the way in serving the financial needs of islanders.

What You’ll Do:

• Assists with the administration of assigned accounts.


• Processing and posting of all loan and mortgage entries for payments, advances, payouts, interest rates, etc.


• Assists in the day-to-day operations of the Credit Union and provides services to its owners/members when required.


• Brings forward ideas and solutions that will improve the administration function within the Credit Union.


•  Assist and complete mortgage reviews and renewals.


• Monitoring and balancing assigned accounts


•  Administration of loan disability claims including monitoring claims, posting payments, and balancing disability AFT account.


• Registers PPSA documents, conduct searches as required.


• Prepare letters of instruction to lawyers as required including all mortgage documentation and mortgage funding.


• Obtains Property Appraisals for personal lenders as required


• Assist in maintaining loan files and compiling month and year-end reports.


•  Assist in the management of the Credit Union’s delinquency management system to ensure all procedures are being followed and back up provided.


• Prepare documents for the release of security when required.


• Maintain knowledge of Credit Union products and be aware of Credit Union/Cooperative principle and issues.


• Attend training and seminar programs for self-development.
  

What You Have:

Required Education and Experience
•    High School diploma with at least one year financial institution experience, or an equivalent combination of training and experience. 

Skills and Abilities:

• Excellent communications skills (oral & written)


•  Exceptional attention to detail.


•  Proven ability to effectively work with diverse groups and to interact with all levels of management and staff


• Proven ability in following policies and procedures.


• Solid analytical and problem-solving skills.


• Demonstrated proficiency in Microsoft Office applications (Excel, Word), data systems, software applications and technology.


• Ability to exercise good judgment in establishing and maintaining working relationships, and be able to deliver a high level of accuracy, focus and timeliness.


• Proven organizational, planning, and multi-tasking skills.

What we offer:
•    Outstanding Culture: Join an engaged and community-focused team that fosters a positive work environment.
•    Market Competitive Compensation: Enjoy a competitive salary along with an annual bonus program.
•    Generous Benefit Package: We provide a comprehensive benefits package, including a flexible health and dental plan, sick time, and a Defined Contribution Pension Plan and Group Retirement Saving Plan with up to 9% employer contribution.
•    Work-Life Balance: Start with three weeks of vacation per year, supplemented by four personal days and two volunteer days.
•    Professional Development: Take advantage of tuition reimbursement, training programs, and career progression opportunities.
•    Employee Perks: Enjoy additional perks such as an annual fitness and clothing allowance, reduced rates on employee loans and mortgages, and no service fees on banking transactions.
•    Salary range for this position: $46,000 - $54,100.

Join our team at Provincial Credit Union and enjoy a rewarding career with competitive compensation, comprehensive benefits, and a supportive work environment that values your growth and well-being.

Bondability Requirement
As part of the hiring process, candidates must meet the requirements to be bondable under a fidelity bond policy. This ensures eligibility to work in roles involving financial transactions and the handling of sensitive member information. Bondability may involve considerations such as past criminal convictions, credit history, and other relevant factors assessed by our insurer.

Closing date is June 3rd, 2025.

Diversity and Inclusion:
Provincial Credit Union invites applications from all qualified individuals. Provincial Credit Union is committed to employment equity and diversity in the workplace, and welcome applicants from diverse backgrounds. Accommodation is available for applicants with disabilities throughout the recruitment process.