Senior Software Developer, Ledger

Build something people love

Wealthsimple's mission is to help everyone achieve financial freedom – by making financial services simple, transparent, and low-cost. We're Canada's largest fintech, trusted by over 3 million clients with more than $100 billion in assets. We move fast, we own our work, and we care deeply about the people using our products. If that sounds like you, keep reading.

We're proud of what we've built — and we're just getting started. Read our Culture Manual and learn more about how we work.

Why this role exists

As Wealthsimple's product suite grows, so does the complexity of our financial infrastructure. More products mean more transaction types, more regulatory obligations, and more surface area where a ledger inconsistency can cascade into a real problem. We're investing in senior engineers who can hold that complexity — people who understand double-entry accounting as well as they understand distributed systems, and who can collaborate with Finance as naturally as they can with a product team.

What you'll do

• Own core ledger infrastructure: design, build, and evolve the systems that record financial transactions accurately and durably, using Java/Kotlin in a microservices architecture.

• Model financial correctness by translating double-entry bookkeeping principles and accounting logic into clean, testable, auditable code that Finance and Compliance can trust.

• Handle high-throughput transaction processing and design systems that maintain strong consistency guarantees under load without sacrificing performance.

• Drive audit trails and compliance reporting so every transaction is traceable, every state change is logged, and every report is reproducible.

• Collaborate broadly across Wealthsimple — partnering with product teams to ensure their transactions are properly recorded, and supporting Finance, Accounting, Audit, Brokerage Operations, and Customer Service with the tooling and data they need to do their jobs.

• Contribute to the roadmap by bringing your domain expertise to planning conversations. You'll have meaningful input on what gets built and why, not just how.

• Define what "correct" looks like for ledger systems, and build the observability, alerting, and reconciliation tooling to prove it continuously.

What we're looking for

• Senior software engineer with strong backend experience and a track record of building reliable, high-correctness systems in Java, Kotlin, or similar JVM languages.

• Solid SQL skills and comfort working across relational databases at scale.

• Experience building or contributing to internal tooling, ideally with some frontend range in React.

• A collaborator across disciplines who builds trust with Finance, Accounting, and Compliance teams, knows how to ask the right questions, and turns what they hear into software that solves the real problem.

• A bias toward clarity and correctness. In ledger systems, clever is rarely better than clear. You write code that's easy to audit, easy to reason about, and easy to verify.

• Comfort with ambiguity. You can take a vague "our reconciliation breaks every month-end" and walk out with a root cause, a proposal, and a plan.

• End-to-end ownership. You work autonomously across the full development lifecycle, take ownership of improvements that reduce toil, and influence technical decisions within your domain.

• An AI-first mindset. You leverage AI tools to accelerate development and raise the bar for code quality, with hands-on experience building or contributing to agentic workflows and intelligent automation.

Bonus points

• Financial domain fluency — you understand double-entry accounting, can read a chart of accounts, and know why precision and immutability matter in ledger design.

• Experience in fintech, banking, or regulated financial services, where correctness isn't optional and audit trails aren't an afterthought.

• Experience with ERP integrations (e.g., Oracle EBS).

• Familiarity with event-driven architectures and stream processing, particularly Kafka.

• Familiarity with regulatory reporting frameworks in Canadian financial services.

• Prior work on event-sourced or append-only ledger architectures.

Why Wealthsimple?

🌸 Top-tier health benefits and life insurance

📈 Long-term group savings with employer match, through Wealthsimple for Business

🌴 20 vacation days, 4 wellness days, and unlimited sick and mental health days per year

✈️ 90 days away: work outside Canada for up to 90 days per year

👥 Employee resource groups, including Rainbow (2SLGBTQ), Women of WS, and Black at WS

🌎 We are a hybrid team with over 1,500 employees across North America. The people are one of the best parts of working here: you'll collaborate with incredibly talented, curious, and driven teammates who are deeply committed to doing great work.

ICYMI

Technology & Innovation at Wealthsimple: We move quickly and build thoughtfully. That means we're always looking for better ways to work — whether that's new tools, AI, or rethinking how we approach a problem. We don't expect you to have all the answers, but we do expect curiosity and a willingness to evolve alongside the products we're building.

Inclusion Statement: We're building products for a diverse world, and we need a diverse team to do it well. We strongly encourage applications from everyone, regardless of race, religion, colour, national origin, gender, sexual orientation, age, marital status, or disability status.

Accessibility Statement: We're committed to an accessible hiring experience. If you need any accommodations throughout the interview process, please let us know — we'll work with you to make sure you have what you need. We also welcome any feedback on how we can better accommodate candidates with accessibility needs.

AI in Hiring: We may use artificial intelligence (AI) tools to support parts of our hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our team but don't replace human judgment – all final hiring decisions are made by people. If you have questions about how your data is used, reach out to us.