Senior Underwriter, Real Estate

We put our people first. As an employer of choice, Acera Insurance, offers an outstanding workplace and employee culture that creates valuable opportunities for all employees. 

Our people are:

• Encouraged to challenge the status quo and never stop learning in their commitment to excellence.


• Empowered with a sense of accountability and autonomy to take ownership of their work.


• Treated with respect and act with integrity by putting clients, colleagues, and community first.


• Recognized for their achievements and celebrate festivities, big and small, to make work fun.

We also proudly offer most employees the opportunity to become owners. With over 700 employee owners, Acera Insurance is the only Canadian brokerage that is widely owned by its employees. Our employee owners have a vested interest and get to share in Acera Insurance’s success — which they make possible.

Join our award-winning network of over 1,300 professionals across Canada and change the way people feel about insurance.

SENIOR UNDERWRITER, REAL ESTATE

Job Details

Status: Permanent, full-time

Location: Kelowna or Burnaby BC

Pay Range: Acera’s total compensation offerings are based on pay for performance that recognizes exceptional individual and company performance.  The typical hiring range for this position is from $87,500 - $100,000 CAD annually; the pay offering is based on location and will vary depending on related education, insurance experience, proven knowledge, skills, and internal equity.

Job Summary

Residential Real Estate Property Senior Underwriter to maintain and grow multi subscription policies on moderate to complex book within delegated underwriting authorities and the offer and acceptance open market.

Essential Job Functions

Primary duties include, but not limited to, the following:

Risk analysis and evaluation

• Knowledgeable in catastrophic exposures and mapping


• Proficient in analyzing data to identify areas of concern such as loss ratios, accumulation, claims patterns


• Strong problem-solving skills to identify, and resolve underwriting matters with creative solutions


• Up-to-date knowledge of property insurance market trends, regulations, and industry best practices


• Strong understanding of commercial insurance wordings and coverages

Superior negotiation skills that drive desired outcomes

• Ability to be flexible


• Maintain a positive attitude and adapt to unexpected challenges during negotiations


• Ability to adapt to differing negotiation styles such as collaborative, competitive, and compromising based on the situation


• Using facts to drive the desired outcomes


• Communicate with confidence and conviction to convey credibility 


• Clearly articulate your requests and preferred results


• Customer Centric Mindset  

Developing and maintaining strong partner relationships

• Effective communication including active listening

• Consistency with your approach


• Networking with industry colleagues and Acera colleagues

Account management

• Liaison and follow through on all outstanding renewals, terms, conditions, and subjects with Delegated Authorities


• Arrange and issue submissions, quotations, and endorsements


• Maintain accurate records of all underwriting decisions

Supplementary Abilities

• Creating success in a fast paced and dynamic environment


• Team player with a positive work ethic


• Organized with effective time management skills


• Self-directed and ability to coordinate large placements with multiple carriers


• Meticulous attention to detail to ensure accuracy and consistency

Competencies & Qualifications

• Minimum of 3-5 years of experience in Underwriting required


• Prior Real Estate experience and asset  


• University degree or equivalent combination of education and relevant experience


• CAIB or CIP designation required (Level II insurance license)


• Proficient within Underwriting software systems


• Proficiency in Microsoft Office Suite, including intermediate Excel skills


• In-depth knowledge of commercial underwriting principles and practices


• Demonstrated ability to analyze risk, assess exposures, and make sound underwriting decisions


• A positive and proactive attitude and Forward-thinking mindset with the ability to anticipate and embrace change


• Strong adaptability to evolving environments and challenges


• Strong interpersonal and communication skills to foster collaboration and client relationships


• Ability to manage competing priorities in a fast-paced, deadline-driven environment


• Strong attention to detail, problem-solving, and decision-making abilities

Acera Insurance is the largest independent, employee-controlled brokerage in Canada. We are proudly 100% Canadian owned and operated. With over 70 locations across British Columbia, Alberta, Saskatchewan, Ontario, Nova Scotia, and the Yukon, $1.4 billion in gross written premium, and $1.3 billion group retirement savings assets under management, our team provides individuals, families and businesses unbiased insurance and risk management solutions that have a distinct Canadian perspective. Our collaborative work structure combines our people’s strength and expertise to offer greater value, knowledge, and resources to our personal and commercial clients nationwide, including comprehensive group benefits.

Acera Insurance is an equal opportunity employer and is committed to all forms of diversity in the workplace. All qualified individuals are encouraged to apply.