Operational Risk Senior Analyst

About Addi

We are a technology company working to transform credit and banking in Latin America starting with point of sale finance. We aim to build fair, simple and affordable financial services that empower our clients, treating them with dignity, and building financial freedom. We launched in February 2019 and have already served millions of clients and disbursed millions of dollars.

We operate as a full stack startup. We have built our core systems and processes from scratch, and we believe our technology and analytics platform will drive our progress into the years to come. We come at this with deep experience building and growing technology teams and financial products. As important as what we do is how we do it. We are a conscious company and are deeply committed to working and living our five core values - A company of owners inspiring colleagues, we pull rabbits out of hats, we care and we trust, act with integrity, win today every day, and scale exponentially.

We are backed by Andreessen Horowitz, Monashees, Village Global, and an outstanding team of individual angels, including Kevin Ryan, Josh Abramowitz, and Scott Weiss.

Mission

Risk managment is the backbone of our strategic decision-making as a company. We are all risk managers, though Addi´s Risk and Compliance area provide us permanent oversight, challenge and advisory to ensure we make the right decisions taking into consideration our risks, that is, properly identifying and mitigating them, acting according to Addi´s values and complying with regulatory expectations. As an Operational Risk Senior Analyst, your mission will be to introduce and develop an operational risk culture in Addi, by working jointly with a variety of cross-functional teams to identify key processes owners, guide them in mapping those processes end-to-end (E2E), identify risks and ensure its mitigation through effective controls. In your role, you will be a central node that connects all of our different functions together, assuring awareness, consistency and cross-team collaboration.

You will be part of our rapidly growing Risk team and a critical part of scaling our business and fulfilling our long-term strategic objectives. Despite the nature of your role, we invite you to think out of the box and provide innovative risk managment alternatives to the table.

What you will do

• Being an effective partner with cross-functional areas to (i) identify key processes owners, (ii) guide them in mapping E2E processes and ensure proper contingency/continuity plans, (iii) help them identify risks and ensure its mitigation through effective controls, and (iv) provide operational risk-related advisory and challenge as needed.

• Develop and implement an operational risk framework and its resulting documentation for owned and outsourced activities, including policies, procedures, methodologies/models, limits, controls, registry of events, monitoring process, contingency and continuity plans, early warnings, and a Risk Appetite Framework.

• Have been able to apply data analysis and business inteligence solutions for operational risk management purposes

• Have been able to identify streamlining opportunities and to propose the improvement of processes/operations based on a operational risk mindset

• Own and update a consistent Operational Risk Matrix

• Have been able to monitor and present Addi´s Operational risk profile, and have escalated significant operational risk matters that require attention and action.

• Design and Implement an Emergency Committee, to be activated during contingency periods

• Have succesfully promoted operational risk culture within Addi, through awareness and training.

Requirements

Non-negotiables

• Bachelor´s/University degree in Production/Industrial/Software engineering or related

• 2-5 years of experience in risks managment, processes, operations and/or data analysis

• Proven track record and/or studies in business inteligence, data science or related

• Proven excel proficiency

• At least upper-intermediate english level

Prioritized capabilities

• Self-starter, flexible, innovative and adaptative

• Critical thinking skills to propose risk management decisions based on the analysis of information and processes

• Effective interpersonal skills and ability to collaborate across a variety of cross-functional teams

• Strong verbal and written communication skills to effectively convey information to different teams within Addi.

• Attention to detail and accuracy

• Results-driven and embraces ownership

Desirable qualifications

• Fluent in English

• Project management and sound decision making skills

• Ability to see the larger picture and think strategically

• Data science knowledge (advanced statistical techniques beyond basic linear regression, functional skills in R and Python)

• Agile/Scrum methodologies knowledge

• Previous experience in a fintech, a financial sector company or a regulatory authority.

Benefits

• Be at the center of it all. We are a true fintech, and finance is at the core of what we do.

• Massive market opportunity ahead of us; we are growing faster than pretty much any other fintech lender was at our stage.

• Work alongside a great and diverse team that cares about what we are doing and how we are doing it.

• Generous compensation, including equity, 100% health insurance (and 100% for dependents), flexible time-off, learning budget, and visa sponsorship for foreigners