Join ERGO Forsikring as a Skilled Underwriter

Do you want to be part of a dynamic and international company where cooperation across national borders is the rule and where you work among spirited and passionate people who appreciate an informal tone and a good flexible working atmosphere? Are you a driven, business oriented and problem-solving Underwriter, you should continue to read.

We’re expanding

We aim to increase our presence in the Nordic region, where we currently offer health and travel insurance through collaborating banks, insurance companies, and brokers. Join us in transforming the health insurance sector. Bring your analytical passion and business acumen to our dynamic team.

The Role

As part of our Nordic Underwriting Department, you'll work closely with talented colleagues across Denmark, Norway and Sweden.

Key responsibilities include:

• Optimizing risk-assessment processes and ensuring data quality


• Developing new offerings with product development and actuarial teams


• Supporting profitable growth in the Nordics through tender underwriting


• Building and maintaining pricing models with actuarial support


• Performing customer and portfolio analysis


• Specifying system development requirements for underwriting and actuarial accuracy


• Supporting the actuarial team on specific reserving topics, such as age reserving.


• Developing and maintenance of guidelines

The
Profile

We’re looking for someone who combines a sharp analytical mind with a natural ability to connect with people. You should be comfortable working with complex data, confident in making decisions, and eager to contribute to a collaborative, cross-Nordic team. If you enjoy balancing precision with big-picture thinking, you’ll thrive here.

• Relevant experience in underwriting or a similar risk-related role, with a solid understanding of risk concepts, key drivers, and economic interdependencies


• Proven ability to build and maintain strong broker relationships that support business growth


• Advanced skills in Microsoft Office—especially Excel—and confidence in working with numbers


• Fluency in Danish and English (spoken and written); German or another Nordic language is a plus


• A friendly, service-minded approach that fits naturally into a positive and collaborative team culture


• A talent for presenting complex data in a clear, engaging way to different audiences


• Excellent communication skills, with the ability to keep the big picture in mind while addressing important details


• Independent, self-motivated, and resilient, with the ability to perform under pressure in fast-paced environments


• Willingness to travel occasionally to our Nordic offices to connect with colleagues in person

What We Offer

Join an ambitious Nordic team backed by the strength of the Munich Re Group. You’ll enjoy:

• Prime office locations in Copenhagen, Stockholm, and Oslo


• Hybrid work with up to two home days weekly


• Comprehensive benefits: pension, health, travel, and accident insurance


• Great lunch arrangement and a friendly, collaborative atmosphere


• An inclusive culture that values diversity and encourages your ideas


• The chance to influence, take responsibility, and make an impact across borders

Further Information

For more details about the position, please contact:

Jan Stensbo, Head of Underwriting – +45 21 45 55 02

Lulu Shumar, HR Business Partner – +45 2041 82 75

How to Apply

Please upload your application letter, CV, and relevant diplomas as soon as possible. We evaluate applications and invite candidates for interviews on a rolling basis.

We encourage applicants of all backgrounds to apply. At Ergo Nordics, diversity and inclusion are essential to our culture—we welcome individuals regardless of race, gender, religion, ethnicity, sexual orientation, disability, or any other characteristic. We believe true innovation stems from a broad spectrum of experiences and perspectives.

About ERGO Forsikring

ERGO Forsikring A/S is a leading insurance company in the Nordic region, formed from the merger of Europæiske Rejseforsikring A/S and ERGO Forsikring AS. The company focuses on health and travel insurance in Denmark, Norway and Sweden. ERGO Forsikring A/S is part of ERGO Group AG, one of the leading German and international insurance groups and the main primary insurance company of Munich Re.