Credit and Trade Finance Specialist

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Credit and Trade Finance Specialist

Location:

Espoo, FI

Country/Region: FI

Job Area: Finance

Business Unit: Treasury and Risk Management

This is an ad for creators of change! This is for you who wants to have a real impact on creating a healthier planet for our children every day. At Neste, you will be working for the world’s leading producer of sustainable aviation fuel and renewable diesel and a forerunner in developing renewable and circular feedstock solutions for polymers and chemicals. Let’s create transformation for a sustainable future together.

We are looking for you,

Credit and Trade Finance Specialist

to join our Credit Management team in Espoo, Finland.

The cross-border team is responsible for credit and counterparty risk management for Neste group companies globally. Our role is to support Neste's Business Units and Functions in assessing and mitigating credit and counterparty risk that relates to our customers, suppliers and other partners. Together with you and your expertise, we can make an impact today and keep our promises for tomorrow.

Reasons to join

Real impact right now. We work in an inspiring and evolving business environment, where everything we do serves one purpose: to create a healthier planet for our children. To drive a growing impact as a global leader in renewable and circular solutions we live by our values every day; we care, we have courage, we cooperate.

Safety and caring. We value safety always and everywhere. We want our work to feel good and do good. At Neste, we nurture a culture where everyone is welcome and feels safe, respected and encouraged to be their unique true selves.

Exciting growth. Transformation brings new possibilities and fosters our courage and curiosity. As a global growing company we support personal development with versatile learning and career opportunities. Collaboration is the key, and we believe in flexible, smart ways of working.

In addition, our benefits for employees in Finland include, for example, a personnel fund as part of the overall remuneration, good occupational health care, and an extensive membership in a sickness or health insurance fund. We also support leisure time activities, e.g. by offering benefits for sports and culture.

More about the job

Your role in our team will be to

• Manage Neste’s credit limits to customers and other counterparties
  • Process credit limit requests
  • Analyse counterparty financial statements and other data to support decision making
  • Make independent credit decisions and prepare decision proposals for management
  • Monitor and follow up on existing credit limits
  • Solve any credit issues in cooperation with other Neste teams
• Manage Neste’s guarantees and collaterals, including Letters of Credit, bank guarantees and parent company guarantees
• Evaluate and develop the related processes, methods, tools and reporting in cooperation with your credit colleagues
• Liaise with Neste’s Business Units to ensure a forward-looking view from credit perspective
• Participate in various projects to provide subject matter expertise on credit risk and counterparty financial strength
• Provide expert support and credit risk related training to internal stakeholders
• Participate in preparing Neste’s Annual Report

Keys to success in this role

The exact contents of the role will partly depend on the expertise, experience and interests of the selected candidate.

Optimally you would have

• A Master’s degree in a suitable field, e.g. Economics, Accounting or Finance
• Experience from similar duties in e.g. a bank or a large corporate, preferably in an international environment
• A thorough understanding of different forms of credit risk
• Excellent writing and analytical skills, including the ability to summarise and communicate complex issues quickly, concisely and clearly
• Ability to remain professional and focused under pressure
• Courage to challenge opposing views and to suggest new ways of doing things
• Experience in SAP and Power BI or other reporting tools
• Demonstrated skills in driving successful teamwork
• Fluency in spoken and written English and at a minimum professional proficiency in Finnish is an advantage

We also value

• Experience in Trade Finance, e.g. Letters of Credit
• Advanced skills in Excel
• Skills in data analytics or process development

You are a team player genuinely interested in credit risk management and developing the processes around it.

Wondering whether we are a match or not? Take a short test at neste.com/game .

We look forward to receiving your CV and application with a salary request by June 3, 2024 . We will review applications already during the application period and proceed when a suitable applicant has been found.

If you have any questions regarding the process or the position, please get in touch with Antti Aarnio, Head of Credit Management, , Thursday May 16 at 9.00 - 10.00 (EEST) or Tuesday May 21 at 13.00 - 14.00 (EEST).

We will do our best to contact you within 2 weeks after the application time has ended. The recruitment process will include interviews and a possible aptitude assessment. The person selected for the position must pass a health examination including a drug test. A security clearance is obtained with their consent.

About Neste
Neste creates solutions for combating climate change and accelerating a shift to a circular economy. With over 75 years of refining expertise, we are now the world’s leading producer of sustainable aviation fuel and renewable diesel and a forerunner in developing renewable and circular feedstock solutions for polymers and chemicals. We have set aspirational targets for climate, biodiversity, human rights, as well as our supply chain and raw materials. Our ambition is to make the Porvoo oil refinery in Finland the most sustainable refinery in Europe. Together with our partners we are aiming at a carbon neutral and nature positive value chain by 2040. Our success is created by 5,400 professionals working in 16 countries. Read more: neste.com . Get inspired by our story .