Finance - Treasury Analyst (m/f/d)

ABOUT US

Pliant is a European fintech specializing in B2B payment solutions. Our modular, API-first platform helps businesses streamline spending, improve cash flow, and integrate payments into their financial workflows. Designed for industries with complex payment needs, such as travel and fleet, Pliant enables greater efficiency, control, and profitability.

We serve two primary customer segments:

• Companies looking to optimize operational processes through intuitive apps and APIs, gaining control, automation, and financial flexibility through extended credit lines.


• Businesses such as financial software platforms, ERP providers, and banks that want to launch or enhance their credit card offerings using Pliant’s embedded finance and white-label solutions.

Founded in 2020 and headquartered in Berlin, Pliant supports over 4,000 businesses and more than 20 partners globally. As a licensed e-money institution (EMI), we issue Visa-powered credit cards in 11 currencies across more than 30 countries, helping companies streamline and simplify payments.

Learn more at
www.getpliant.com

ABOUT THE ROLE 

Pliant operates a multi-entity, multi-jurisdiction funding structure across the EEA, UK, and US. As capital markets activity and SPV complexity increase, operational discipline in treasury and reporting becomes critical.

The Senior/ Treasury Analyst will own the operational backbone of the funding structure — ensuring SPVs are well-managed, audits and reporting are delivered on time, liquidity is accurately monitored, and lender requirements are met.

This role enables the senior capital markets function to focus on strategy, modelling, and financing execution while maintaining strong controls and credibility with lenders and investors.

WHAT YOU’LL DO 

1. SPV Management

• Manage audit processes for SPV (external auditors, documentation, timelines)


• Maintain corporate documentation and governance records
  

2. Lender & Capital Markets Reporting

• Prepare recurring lender reporting packages


• Track covenant compliance and assist with calculations


• Maintain debt schedules and facility tracking files


• Support responses to lender information requests


• Ensure consistency between internal financials and externally shared reporting

3. Data & Systems Discipline

• Extract inputs from ERP and reporting systems to support treasury reporting


• Reconcile financial data across systems and SPV structures


• Maintain clean, structured data inputs for capital markets models


• Improve documentation and process reliability


• Act as a control layer between raw operational data and financing outputs
  

4. Financing Process Support

• Support documentation and operational workflows during debt or equity transactions


• Prepare data rooms and maintain financing documentation


• Coordinate internal information gathering during funding processes


• Assist with post-closing reporting and compliance tracking

WHAT YOU’LL BRING

• 1-3 years of experience in: Treasury, Audit (Big 4 preferred), Transaction services or Banking operations


• Corporate finance in a scale-up or financial services environment


• Strong Excel skills (financial tracking, reconciliations, structured files)

• High attention to detail and control mindset


• Comfortable working with auditors and external stakeholders


• Structured, process-driven, and documentation-oriented


• Ability to manage recurring deadlines reliably

• Precise and detail-oriented


• Comfortable operating in a structured, compliance-sensitive environment


• Able to handle recurring operational cycles without losing rigor


• Proactive in identifying data inconsistencies or control gaps

WHAT WE OFFER

• The opportunity to work in a growing team with big responsibilities that thrives on a strong exchange of knowledge and excellence 


• Attractive remuneration


• Flat hierarchy and transparent communication in a relaxed, professional atmosphere


• Opportunity to develop your talent in a dynamic team with ambitious goals


• Flexibility and possibility to work remotely


• Company card with a monthly allowance for lunches, coffee, etc. with co-workers

At Pliant, we believe diversity and inclusion are essential to building not only an innovative product but also an exceptional experience for both our customers and our team. This commitment begins with our hiring process—we welcome individuals of all racial and ethnic backgrounds, religions, national origins, gender identities or expressions, sexual orientations, ages, marital statuses, and abilities. If you require accommodations or accessibility support during the interview process, please let us know in your application so we can make sure your experience is seamless.