Risk Manager (IRM) (m/f/d)

Lloyds Bank GmbH and its brands Bank of Scotland and Lloyds Bank have won over 1 million satisfied customers in recent years. And this thanks to convincing products and, above all, our committed colleagues who want to achieve the best for our customers every day with new ideas, challenges and joy. In order to continue writing our success story, we are looking for the right reinforcement for our teams, because all our ambitious goals would be unattainable without teamwork. We also welcome career changers.

For our office in Berlin Mitte we are looking for a

Risk Manager (IRM) (m/f/d)

• Support and enhance key strategic risk management processes, including ICAAP, risk-bearing capacity assessments and the Recovery Plan.
• Maintain and further develop the Bank's Risk Inventory, including the identification and assessment of emerging risks.
• Perform forward-looking risk assessments, stress testing and scenario analyses to support strategic decision-making.
• Contribute to the development of the Bank's risk appetite framework and overall risk profile reporting.
• Produce risk and capital reports, management information and governance materials for senior stakeholders.
• Develop and maintain risk frameworks, policies and methodologies in line with regulatory expectations and best practice.
• Support the Bank's ECB readiness activities and analyse the impact of regulatory developments on risk management processes.
• Build strong relationships across Risk, Finance, Treasury, Product Management and Lloyds Banking Group, while supporting audits and regulatory engagements.

• Degree or postgraduate qualification in Finance, Economics, Risk Management, Econometrics or a related discipline.
• Several years of experience in banking, financial services, risk management, consulting, audit or a similar environment.
• Good understanding of financial and non-financial risks and their impact on a bank's overall risk profile.
• Experience with risk assessments, risk inventories, risk appetite frameworks or enterprise risk management activities.
• Knowledge of relevant banking regulations, including MaRisk, CRR, CRD, BRRD and ECB/EBA requirements.
• Strong analytical and problem-solving skills with the ability to translate complex data into meaningful insights.
• Excellent stakeholder management and communication skills, with the ability to work effectively across multiple functions.
• Experience with data analytics, reporting tools and risk modelling techniques; knowledge of SQL, Python, SAS, BCBS 239 or similar would be advantageous.
• Strong verbal and written communication skills in English. Good command of German is an advantage.

• An international team with colleagues from more than 50 different countries
• Social benefits such as a company pension scheme and capital formation contributions
• 30 days holiday as well as 24 and 31 December as non-working days
• Employee Assistance Programme – personal 24/7 helpline for all employees
• Various possibilities for flexible working, i.a. various part-time models, flexitime
• Extensive, very flexible home office arrangements
• Possibility to work from other EU countries for up to 30 days per year
• Additional benefits such as sports activities, free fruit, nuts and drinks
• Employer contributions to BVG job ticket and a Lease a bike programme
• An informal corporate culture - without dress code and ‘Sie'.
• An excellent learning culture and opportunity to improve your professional competencies
• Easily accessible city centre offices, in the vicinity of many shops and restaurants to which you receive a discount

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