Senior Manager - Credit Underwriting

FundPark is a fintech platform specialising in financing solutions for e-Commerce SME businesses. We believe that they are the backbone of the economy as they drive innovation and competition, create jobs, and contribute to economic growth. Unfortunately, traditional financial institutions often fail to serve their unique needs, leaving them without access to the working capital they need to grow and succeed.

At FundPark, we're here to change that. Powered by our proprietary credit model, cutting-edge technology, and real-time data, we provide efficient, effective, and flexible funding solutions specifically designed for e-Commerce SMEs to grow their businesses and take advantage of new opportunities as they arise. Our loan disbursement has already crossed $2 billion, helping over 18,000 e-Commerce SMEs to grow since inception.

About the role

We are looking for a diligent and proactive Senior Manager – Credit Underwriting to join us as part of the winning team in an exciting journey. This role reports to the Chief Credit Officer and assist in leading a team of credit underwriters to conduct credit analysis and underwriting on new potential clients and regular review of existing clients.

What you need to do

• Lead a team of credit underwriters to conduct credit analysis and underwriting on new potential clients and regular review of existing clients with minimal supervision and ensure timely reporting of related credit information and reports of subordinates;
• Formulate and review risk framework, credit policy, risk model, scorecard, development and enhancement of adequate credit underwriting procedures;
• Assist in conducting portfolio risk management and ensure effective risk monitoring and special assets management, including early warning mechanisms, contingency and debt collection plans;
• Conduct fraud prevention measurements to ensure the underlying assets of the Trade Finance Projects are of good credit quality;
• Facilitating project development and data analysis by collaborating with various departments;
• Assist in implementing automation of credit underwriting procedures;
• Perform other ad-hoc tasks and assist in daily operations.

Requirements

• University degree or high diploma in Finance, Accounting, Banking, Risk Management or related discipline;
• At least 5 years of experience in credit analysis earned from banking or finance sector;
• Knowledge of Trade Finance with experience in the e-Commerce industry will be an advantage
• A team player with strong interpersonal and relationship-building skills with internal and external business partners;
• Self-motivated, proactive and results-oriented;
• Able to work in a fast-paced start-up environment, with multi-tasking and keen to details;
• Being creative and tech-savvy on new product and procedure development and innovative solutions, can think outside the box for better solutions;
• Fluent in both spoken and written English and Chinese (Cantonese and Mandarin a plus).

Why FundPark

• Collaborate with a cohesive group of young entrepreneurs working towards peak performance
• Led and inspired by a team of experienced and visionary industry leaders
• An exclusive opportunity to be our part owner and share in the Company’s growth and success through participating in our Employee Stock Option Plan
• Join us at this exciting scale-up stage for ample development and career growth opportunities

Benefits

Dental insurance, Medical insurance, Five-day work week