Manager, Credit Risk

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Job Description - Manager, Credit Risk

Founded in 1908, Bank of Communications Co., Ltd. (Stock Code: 3328) is one of the oldest banks in China, and also acted as one of the country’s banknote-issuing institutions. The bank was listed on the Stock Exchange of Hong Kong Limited and the Shanghai Stock Exchange in June 2005 and May 2007 respectively. At present, apart from Tibet, BOCOM comprises 30 provincial branches across provinces, municipalities and autonomous regions, plus a network of 2,637 operating locations in 173 cities and 112 counties nationwide. Beyond China, BOCOM has established overseas centers in Hong Kong, New York, San Francisco, Tokyo, Singapore, Seoul, Frankfurt, Macau, Ho Chi Minh City, and Sydney; one subsidiary bank in the U.K. and one representative office in Taipei. BOCOM’s development strategy is to become a first class listed universal banking group focusing on international expansion and specializing in wealth management.

  • Assess the credit risk of loan portfolio and organize credit review on certain type of customers or industries
  • Prepare reports to senior management on credit risk of loan portfolio or business units as well as monitor the concentration risk and the mix of loan portfolio
  • Analyze the credit risk on new products and lead the related project in credit risk aspects
  • Degree holder or equivalent qualifications at HKQF level 5, with minimum 5 year’s relevant experience gain form banking industry
  • Acute sense of credit risk, and sound knowledge in regulatory requirement
  • ECF achievement on credit risk is the definite advantage
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