Manager/Assistant Manager

Responsibilities

To review,assess and recommend credit applications for customers under an assigned portfolio with high quality comments and advice to business units on risk assessment, monitoring, deal structuring and account strategy

To assess, identify, review and monitor the Bank’s credit risk at individual and portfolio level against irregularities identified / deteriorating business conditions to minimize potential NPL and SP

To identify any deterioration of portfolio quality assigned under periodic review and to ensure timely response according to the bank policies.

To ensure compliance of regulatory requirements and internal bank policies

Collaborate and communicate with Business Unit to facilitate effective and efficient credit approval process

Perform ad hoc projects or assignments

Requirements

Degree holder in Banking, Business Management, Economics, Finance or related disciplines

Minimum 3 years of experience in corporate banking experience in lending or related activities

Strong credit analytical and risk assessment skills

Familiar with Financial Statements and with sound knowledge in bank operation, bank products, credit framework and regulatory requirements

Sound knowledge of key credit risk indicators and economic factors impacting credit quality

Excellent communication, interpersonal skills and stakeholder management

A good team player, result-oriented, with strong sense of ownership

Prudent and proactive attitudes

For those with lesser experience, a lower rank to be considered.