Vice President / Assistant Vice President, Credit Risk & Governance

Incorporated in November 1950, Shanghai Commercial Bank Ltd. is one of the most well known local Chinese banks in Hong Kong. At present, there are more than 40 local and overseas branches. The Bank has always been pursuing the motto of its founder, Mr. Kwang-pu Chen, to 'Serve the Community'. The Bank's slogan of 'For Personalized Service' and 'All in a Family' denotes the Bank's devotion to providing personalized services to its clients and promoting a harmonious relationship among its staff members.

Responsibilities:

• Lead the Credit Review & Policy Department to formulate and conduct periodic benchmarking and alignment of credit risk policies & procedures, product due diligence, and systems to ensure compliance with the Bank's policy and regulatory requirements
• Perform credit risk monitoring and review in an effective and efficient manner
• Participate in reviews conducted by the internal auditors / external auditors / regulatory bodies (eg HKMA) on related issues
• Provide regular updates on credit risk exposures with the prime objectives of internal and regulatory guidelines compliance
• Collaborate with internal units within Credit Review & Policy Department to formulate continuous improvement in daily operations.
• Handle ad-hoc credit tasks as assigned

Requirements:

• Degree holder in Business Administration, Finance, Risk Management or related disciplines
• Holder of ECF-CRM an advantage
• Minimum 10 years of solid experience in credit related policy and guideline, commercial credit and risk management and monitoring functions in banking industry
• Strong understanding of legal and regulatory requirements and banking practices on credit risk management
• Sound knowledge in lending products, as well as banking operations and services
• Keep abreast of latest market conditions, risk practices and regulatory requirements, and has the ability to spearhead the relevant implementation
• Self-motivated and detail-minded with strong risk control sense and people management skills
• Good multi-tasking skills and ability to work independent and under pressure
• Effective communication and interpersonal skills and a readiness to challenge assumptions

Attractive remuneration package will be offered to the right candidates. Interested parties please send your full resume with current and expected salary to the Human Resources Division [email redacted, apply via Company website] or by post to G.P.O. Box 139, Hong Kong.

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All personal data collected will be used for recruitment related purposes strictly in accordance with the Bank's personal data policies, a copy of which will be provided immediately upon request by contacting our Personal Data Compliance Officer. Applicants who are not contacted within two months may consider their applications unsuccessful and the personal data collected from the applicants will be retained for no longer than two years from the date of rejection during which the applicants may be considered for other suitable positions within the Bank.