Ensure the implementation of retail credit risk management and credit quality
Assist in monitoring changes in the quality of retail credit assets, and decide on appropriate risk mitigation measures
Develop and implement credit strategies to facilitate the credit process workflow related to approval and compliance issues
Support frontline to carry out credit business in compliance with the Bank's credit policies and guidelines
Provide recommendation and approve the credit application within the certain authority
Develop credit related projects, products and program
Improve risk management knowledge within department by providing training and consultancy support
Implement application scorecards in Decision Engine
Ensure all necessary documentation and Decision Engine control measures are in place
Requirements:
University Degree with major in Business Administration, Finance, Accounting, Economics or related disciplines.
1 year or more experience in credit / financial analysis
Sound knowledge of all aspects of credit industry.
Good credit sense / credit judgment with strong communication and interpersonal skills
Proficiency in both spoken & written English and Chinese including Putonghua.
Good knowledge of Microsoft Office
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