Assistant Manager / Senior Officer, Credit Approval (Unsecured Products)

The Dah Sing Group is a leading financial services group in Hong Kong offering banking, insurance, financial and other related services through its growing network of over 70 branches in Hong Kong, Macau and Mainland China.

Our currency is caring, teamwork and progressiveness. We accept that everyone is unique and different in talent, but alike in the capacity for growth. Our task is to shape a culture that creates a sense of pride in achieving something beyond just a job, and an environment where you can be your true and authentic self, like at home.

Job Purpose:
Responsible for conducting review on credit applications of consumer lending products with full
Compliance to all regulatory requirements.

Main Responsibilities:

• Perform credit approval for credit applications / requests for credit limit adjustment
• Handle all credit related enquiries
• Conduct credit related trainings for credit officers / junior new comers
• Perform TU opt-out requests and system related user acceptance tests
• Review regular control reports

Incumbent Requirements:

• Tertiary education or above
• Minimum 3 years of working experience in credit approval on unsecured products
• Good knowledge in the principles, industry practices and retail credit approval on credit card products
• Good knowledge in regulatory requirements introduced by various regulators
• Candidates with more experience will be considered as Assistant Manager.

Please note that only shortlisted candidates will be notified.