Associate, Portfolio Structuring & Optimisation

We are currently seeking a high calibre professional to join our team as an Associate, Portfolio Structuring & Optimisation.

Portfolio Structuring & Optimisation serves as the distribution pillar of CCM, concentrating on the proactive management of concentration risk, limit caps, and regulatory capital/RWAs within CIB. Its pivotal role is to unlock further capacity, enabling larger originations aimed at boosting wallet share and optimising returns.

In this role you will:

• Assist in all secondary distribution activities, including identifying distribution opportunities and managing the complete execution process, encompassing legal reviews, returns analysis, documentation negotiations, and investor/insurer management.
• Work closely with the GRBs, Product Bankers, CCM and WCR as well as Legal and Compliance teams in managing various NPI, SLS and other distribution leads.
• Support the execution of new securitisation transactions, organise and participate in working groups, and collaborate with internal stakeholders on projects and transactions.
• Monitor and analyse new regulations affecting RWA and credit risk mitigation.
• Manage existing significant risk transfer securitisation transactions, including monitoring portfolio performance, overseeing reference portfolio replenishment, calculating cash flows, and managing Agreed Upon Procedures with third parties.
• Coordinate RWA, ECL, and other system adjustments with Middle Office, Risk and Finance teams.
• Support the development of new risk distribution products and various distribution strategy/governance papers.
• Foster effective working relationships across Regions, Countries, Functions, and Global Businesses.
• Support management information and reporting requirements related to distribution.

To be successful you will need:

• Familiarity with credit risk mitigation techniques, including credit insurance, and credit derivatives, securitisations as well as loan products.
• Background in Banking/Structured Finance, Markets, or Credit Portfolio Management.
• Understanding of banking regulations, particularly capital treatments and securitisation regulations.
• Excellent problem-solving, organisational, and analytical skills.
• Strong quantitative skills, with proficiency in complex Excel files and financial model building.
• Exceptional written and verbal communication and presentation skills.
• Proficient in organisational and project management skills, with a strong capacity for multitasking.
• Strong communication and interpersonal skills, with the ability to influence and collaborate effectively across all levels of the organization.

Opening up a world of opportunity
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Issued by The Hongkong and Shanghai Banking Corporation Limited.

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