AVP - Credit Structuring Specialist

At Bank of Singapore, we are constantly on the lookout for exceptional individuals to join our team. We promote a culture of openness, teamwork and fairness. Most importantly, we invest in our people through our programmes that develop them on both professional and personal levels. Besides attractive remuneration packages, we offer non-financial benefits and opportunities to develop your potential within OCBC Group’s global network of subsidiaries and offices. If you have passion, drive and the will to succeed, rise to the challenge today!

Bank of Singapore opens doors to new opportunities.!

• Support the front office in complex/ non-standard credit transactions
• Structure, prepare and present complex credit proposals to internal stakeholders for approvals
• Development of new and updating existing lending products
• Coverage: GCNA

Credit Structuring:

• Structure, write and present credit proposals to internal stakeholders for approvals
• Meet clients with front office, if required, to better understand client needs and improve quality of transaction structure being proposed
• Use credit as an enabler to attract AUM and trading income
• Work with OCBC, where transactions so warrant, to reduce risk on BOS balance sheet or improve client offering keeping in view of client profile and requirements

Advisory:

• In partnership with risk, operations and front office, implement the mandate for LAS
• Identify front office training needs and address these needs in consultation with Team Head (and/or Head of Lending Advisory, Structured Solutions Group, Singapore, if needed).

Operational efficiency:

• Identify front office training needs and address these needs in consultation with Team Head
• Identify opportunities to streamline processes and increase operational efficiency in consultation with Team Head (and/or Head of Lending Advisory, Structured Solutions Group, Singapore, if needed).

Leadership:

• Help drive LAS strategic initiatives in GCNA/HK

Requirements:

• 5 - 8 years working experience in credit structuring/ credit advisory / corporate credit. Have track record of driving the lending business and loan AUM growth
• Possess high conduct credentials, ethics, honesty and integrity which align with the Bank's desired culture, values and behaviours

Please note that this is an in-scope position under the Mandatory Reference Checking Scheme (MRC Scheme) regulated by the Hong Kong Monetary Authority (HKMA). The MRC Scheme requires all Authorized Institutions (AIs") under the supervision of the HKMA intending to hire an individual for certain relevant positions that fall within the scope of the MRC Scheme to conduct a mandatory reference check on that individual, by requesting information about them from each relevant former and current AI employer(s) covering the seven years prior to the application for such position.

Candidates applying for this in-scope position should be aware that reference checks will be conducted in compliance with the HKMA's MRC Scheme.

For more information, please refer to The Hong Kong Association of Banks website and the FAQs for In-Scope Individuals .