Credit Analyst (HK corporate, 50-60k, regional bank)

Your new company

A well-established regional bank with a strong corporate banking presence in Hong Kong is looking for a Credit Analyst Manager to support its growing corporate portfolio. The bank is known for its prudent risk culture, strong client franchise, and stable working environment, offering excellent exposure to diverse Hong Kong and Greater China corporate clients.

Your new role
As a Credit Analyst Manager, you will be responsible for conducting detailed credit assessments and supporting credit approval processes for Hong Kong corporate clients.
Key responsibilities include:

• Prepare comprehensive credit proposals and annual review papers for corporate relationships
• Conduct financial statement analysis, cash flow forecasting, industry and peer analysis
• Assess borrower creditworthiness and identify key risks and mitigants
• Review credit structures, collateral arrangements and covenant packages
• Monitor portfolio quality and identify emerging credit concerns
• Support relationship managers in structuring lending solutions for clients
• Liaise with Credit Risk, Legal, Compliance and other internal stakeholders throughout the approval process
• Ensure compliance with internal credit policies and regulatory requirements
• Participate in portfolio reviews, stress testing and ad-hoc risk management projects

What you'll need to succeed

• Bachelor's degree in Finance, Accounting, Economics or related disciplines
• Minimum 6 years of corporate credit analysis experience within banking
• Solid knowledge of corporate lending products and credit risk assessment methodologies
• Experience covering Hong Kong corporate clients is highly preferred
• Strong financial analysis and credit writing skills
• Ability to work independently and manage multiple credit applications simultaneously
• Excellent communication and stakeholder management skills
• Proficiency in English and Chinese (Cantonese and Mandarin)

What you need to do now
If you're interested in this role, click 'apply now' to forward an up-to-date copy of your CV, or contact Rowina Lo at [email protected] for a confidential discussion on your career.
If this job isn't quite right for you, but you are looking for a new position within Risk, Credit or Compliance, please contact us for a confidential discussion on your career.