Senior Construction Underwriter

We are seeking a Senior Construction Underwriter to underwrite and manage a profitable portfolio of construction risks across Asia. You will provide technical leadership, deliver underwriting discipline, and support sustainable growth across contractor’s all risks, erection all risks, project delay/DSU, third party liability, and related construction classes.

• Evaluate, price, and negotiate construction insurance risks in line with delegated underwriting authority and appetite.


• Assess submissions including contracts, method statements, schedules, soil reports, project financing, and risk engineering information.


• Structure terms, conditions, warranties, and endorsements; ensure clear policy wordings and documentation.


• Develop and maintain relationships with brokers, clients, and internal stakeholders to drive retention and new business.


• Partner with risk engineering and claims teams to identify trends, improve risk selection, and support complex claims discussions.


• Monitor portfolio performance (loss ratios, rate adequacy, accumulation, exposure management) and implement corrective actions.


• Ensure compliance with regulatory requirements, internal governance, sanctions/financial crime controls, and audit standards.


• Support mentoring and technical development of junior underwriters and contribute to underwriting guidelines.

• Significant construction underwriting experience within insurance or reinsurance markets, including complex and large-scale projects.


• Strong technical knowledge of CAR/EAR, DSU/ALOP, construction liability, and project risk factors (geotechnical, tunnelling, marine interfaces, height works, NAT CAT).


• Proven track record of broker management, negotiation, and profitable portfolio growth.


• Sound understanding of reinsurance structures, line setting, capacity deployment, and aggregation controls.


• Excellent analytical skills with confidence using underwriting and exposure tools; strong attention to detail.


• Clear written and verbal communication skills in English; additional regional languages are advantageous.


• Professional insurance qualifications (e.g., ACII/FCII or equivalent) preferred.


• Right to work in Hong Kong or ability to obtain appropriate work authorisation.

• Commercial judgement, integrity, and a disciplined approach to risk selection.


• Regional APAC market connections, particularly across Southeast Asia.


• Ability to operate autonomously while collaborating effectively across functions.


• Commitment to delivering excellent service to brokers and clients.