Senior Manager, Credit Approval (SME)

About Dah Sing Group
The Dah Sing Group is a leading financial services group in Hong Kong offering banking, insurance, financial and other related services through its growing network of over 70 branches in Hong Kong, Macau and Mainland China.
Our currency is caring, teamwork and progressiveness. We accept that everyone is unique and different in talent, but alike in the capacity for growth. Our task is to shape a culture that creates a sense of pride in achieving something beyond just a job, and an environment where you can be your true and authentic self, like at home.

Job Purpose:

To review, analyze and support / approve credit application; approve credit excesses and irregularities; take up credit-related projects.

Main Responsibilities:

• Approve credit applications within delegated lending authority
• Analyze and review credit applications beyond the delegated authority for higher authority level's decision making
• Monitor compliance with credit policies and guidelines
• Approve credit excesses and irregularities within the delegated lending authority
• Identify potential problem loan situation and, if necessary, working with relationship manager to take early remedial actions including loan/credit restructuring
• Assist in formulating and reviewing credit policies and guidelines
• Take up credit-related projects

Incumbent Requirements:

• University degree or above with major in Banking, Business Administration, Finance, Economics, Accountancy or related discipline
• Minimum 8 years' credit experience in commercial banking
• Knowledge of commercial banking products including trade finance
• Knowledge of relevant regulatory requirements
• Good knowledge in accounting principles and financial statements analysis
• Good analytical, communication and interpersonal skills

Please note that only shortlisted candidates will be notified.