Senior Retail Banking Product Manager, Unsecured Lending

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Job Description - Senior Retail Banking Product Manager, Unsecured Lending

Join Bank of China (Hong Kong) 

Be a dynamic member of our team

  • We commit to excellence and professionalism

  • We value people 


We offer challenging and rewarding careers that will further your personal development. 

For other vacancies, please visit our website at

Job No.: 498137
Employment Type: Full time
Departments: Personal Digital Banking Product Department
Job Functions: Business Development, Strategic Planning, Management, Product Development & Management, Project Management

Responsibilities:

  • Define business objectives and devise strategies to grow Unsecured Lending business, including Personal Loans and Small Enterprise Loans
  • Formulate the business and financial targets of Unsecured Lending including P&L, loan balance, business volume and operating expenses
  • Closely monitor the business performance vs KPIs with regular and ad hoc reporting
  • Develop the loan pricing mechanisms and perform ongoing pricing management for unsecured lending products to optimize business revenue
  • Keep abreast of latest trends in the loans market and review financial and market share performance in comparison with key market players
  • Engage internal and external parties to conduct customer and market analytics for Unsecured Lending
  • Engage in ad hoc projects and management reporting

Requirements:

  • Degree holder of Business Administration, Economics, Finance or related disciplines
  • At least 7 years’ relevant experience in banking industry, solid experience on retail lending business is preferred
  • Possess strong business mindset and analytical skills
  • Possess strong leadership, interpersonal and people management skills
  • With business planning or financial management experience is a plus

We offer competitive remuneration package and comprehensive fringe benefits including medical and life insurance, and different types of allowances to the right candidate. Interested parties, please submit your application online. For details, please visit our website

To apply:   

Data collected would be used for recruitment purposes only. It might also be disclosed to our subsidiaries or Associated Companies to process the information for appointment. Applicants who do not hear from us within 8 weeks may consider their application unsuccessful and their data will be destroyed within 12 months of receipt.

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