Team Head, Medium Enterprise / Business Banking Centre

Mandatory Reference Checking Scheme (“MRC”) for Hong Kong

The Mandatory Reference Checking Scheme is a framework to facilitate Authorized Institutions (“AIs”) to bilaterally obtain reference information during their recruitment process for certain positions, such that misconduct information in an individual’s previous employments can be provided to AIs to inform their employment decisions.

For information related to MRC Scheme, “Frequently Asked Questions for In Scope Individuals” is published by HKAB/Industry Guidelines (https://www.hkab.org.hk/en/home) or further information will be available upon request, if it is applicable to the position(s) applied.

Country of Location:

Job Responsibilities:

• Design and supervise the implementation of strategic plans in business development & account portfolio management.
• Lead the team to solicit new business and manage the sales momentum in order to achieve the designated business targets.
• Ensure profitable and healthy development of Business Banking portfolios through effective management of credit terms, pricing and collateral requirements etc.
• Work closely with Credit & Collection of RMG to monitor the performance of Business Banking portfolio and proceed speedy collection actions, if necessary, to minimize the credit cost.
• Review credit proposals and approve daily temporary overdraw and bills excess in a prudent manner.
• Identify potential credit problems and implement appropriate action.
• Ensure teams operations are in line with departmental operations which comply with the policies, procedures, regulations and standards of the Bank and regulatory bodies.
• Build, develop, motivate and retain professional relationship manager teams.
• Ensure adequate training is provided to the staff within his/her teams so that they can perform their functions at a professional level, in terms of practices, knowledge, compliance standard, etc.
• Implement and compliance of anti-money laundering policy and relevant procedures.
• Provide management oversight and develop / maintain a strong compliance culture regarding regulatory and compliance matters as well as anti-money laundering and counter terrorist financing control activities.
• Customer-Centricity - Strengthens credibility by consistently championing the team’s ideas and to audiences within the Bank

Requirements:

• Preferably a Degree holder in Business or related disciplines
• Minimum 8 years of credit and marketing experience at a managerial level in commercial banking environment with proven record in new customer cultivation.
• Minimum 2 years of leadership experience in heading up a team of Relationship Managers servicing Medium Enterprises customers.

• Preferably possess / obtain Core or Professional level of qualification under the HKMA Enhanced Competency Framework (ECF) on Credit Risk Management (CRM).

Strong analytical mind and proactive
•    Good interpersonal and people management skills
•    Good command of written and spoken English and Chinese (including Putonghua)