Senior Retail Banking Product Manager, Unsecured Lending

Senior Retail Banking Product Manager, Unsecured Lending (Section Head – Business Planning)

Senior Retail Banking Product Manager, Unsecured Lending (Section Head – Business Planning)

Apply Now Job No.: 498137
Employment Type: Full time
Departments: Personal Digital Banking Product Department
Job Functions: Business Development, Strategic Planning, Management, Product Development & Management, Project Management

Responsibilities:

• Define business objectives and devise strategies to grow Unsecured Lending business, including Personal Loans and Small Enterprise Loans
• Formulate the business and financial targets of Unsecured Lending including P&L, loan balance, business volume and operating expenses
• Closely monitor the business performance vs KPIs with regular and ad hoc reporting
• Develop the loan pricing mechanisms and perform ongoing pricing management for unsecured lending products to optimize business revenue
• Keep abreast of latest trends in the loans market and review financial and market share performance in comparison with key market players
• Engage internal and external parties to conduct customer and market analytics for Unsecured Lending
• Engage in ad hoc projects and management reporting

Requirements:

• Degree holder of Business Administration, Economics, Finance or related disciplines
• At least 7 years’ relevant experience in banking industry, solid experience on retail lending business is preferred
• Possess strong business mindset and analytical skills
• Possess strong leadership, interpersonal and people management skills
• With business planning or financial management experience is a plus

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