Operations Reference Data Services Regulatory Control

Position Overview

Job Title - Reference Data Analyst, NCT

Location - Bangalore

Role Description

• In accordance with Anti-Money Laundering Requirements, banks such as Deutsche Bank AG ("DB"), are obliged to perform Know-Your-Client (“KYC”) reviews on all new and existing clients. These checks and reviews are made in strict accordance with global regulatory requirements and the bank’s internal policies.
• Regulatory & Cross Product Operations – Reg Client & Classifications team provides a wide array of services that enable client business, protect against client lifecycle risk and drive-up data standards within the firm.
• Regulatory & Cross Product Operations – Reg Client & Classifications plays an integral part in the firm’s first line of defense against financial crime, reducing the risk of working with new clients (primarily KYC risk), while ensuring client relationships are onboarded, maintained efficiently and offboarded
• Working on various Regulations within REG CMF function to meet regulatory requirements of various America’s regulations. Act as a subject matter expert (SME) on client due diligence front the Regulatory team and liaising with all levels of management across customers, Global Banking & Markets, GTB business lines, Compliance, and other support areas to ensure and efficient, flexible and accurate process for completion of tax form validation and revalidating the same.

What we’ll offer you

As part of our flexible scheme, here are just some of the benefits that you’ll enjoy

• Best in class leave policy
• Gender neutral parental leaves
• 100% reimbursement under childcare assistance benefit (gender neutral)
• Sponsorship for Industry relevant certifications and education
• Employee Assistance Program for you and your family members
• Comprehensive Hospitalization Insurance for you and your dependents
• Accident and Term life Insurance
• Complementary Health screening for 35 yrs. and above

Your key responsibilities

• Understanding of the end to end regulation requirements for America’s regulations across multiple client types
• Liaise with key internal stakeholders across the bank - Anti Financial Crime (AFC), Compliance, Business, Onshore counterparts and Technology.
• Participate and represent the team on Audit, Risk and Control and Quality Assurance meetings.
• Meeting process service delivery and ensure accomplishment of targets in adherence to SLAs
• Ensure all end of day activities are completed successfully including preparation of daily checklists and MIS required for management decision making.
• Ensure adherence to standards, procedures and also identify risk mitigants wherever there is a control issue
• Work closely with other internal teams to ensure top of the line service to clients
• Prioritize tasks and ensure adherence to timelines for completion of activities
• Work on change management initiatives within the team
• Participate in cross process initiatives which are formulated to create or improve existing processes
• Must be able to multitask effectively

Your skills and experience

Domain Skills

• Regulatory experiences are preferred.
• Good knowledge of Control, Compliance, Investigation/chasing functions in banks
• Good knowledge of AML/KYC regulations and industry guidelines
• Good in interpreting regulatory guidelines and assessing risk scores and entity types
• Good in interpreting alerts

Communication / Soft Skills

• Excellent verbal and written communication skills – individual is required to communicate at all levels of onshore and & stakeholder management
• Strong interpersonal skills; ability to partner with internal partners and leverage internal resources
• Able to cope well under pressure and meet deadlines
• Eye for detail and willingness to question current state practices
• Independent, self-motivated and a team player.
• Ability to use sound judgment to determine due diligence quality and if meets regulatory standards.
• Ability to apply regulatory guidance to review process in absence of written policy
• Excellent verbal and written communication skills
• Strong analytical and problem-solving skills.
• Excellent attention to detail.
• Proficient in MS Office applications

Education / Certification

• Graduates with good academic records
• Effective communication skills – to be able to manage relationships with clients virtually
• Good knowledge of regulatory trends and developments
• Proven ability to prioritize competing demands.
• General knowledge of Business Banking products.

How we’ll support you

• Training and development to help you excel in your career
• Coaching and support from experts in your team
• A culture of continuous learning to aid progression
• A range of flexible benefits that you can tailor to suit your needs

About us and our teams

Please visit our company website for further information:

Our values define the working environment we strive to create – diverse, supportive and welcoming of different views. We embrace a culture reflecting a variety of perspectives, insights and backgrounds to drive innovation. We build talented and diverse teams to drive business results and encourage our people to develop to their full potential. Talk to us about flexible work arrangements and other initiatives we offer.
We promote good working relationships and encourage high standards of conduct and work performance. We welcome applications from talented people from all cultures, countries, races, genders, sexual orientations, disabilities, beliefs and generations and are committed to providing a working environment free from harassment, discrimination and retaliation. Visit Inside Deutsche Bank to discover more about the culture of Deutsche Bank including Diversity, Equity & Inclusion, Leadership, Learning, Future of Work and more besides.