Area Business Manager-Agri-Fin-Dealer Funding(DF) -Sales

JD:

Job Roles:

• Lead a team of Relationship Managers to oversee and expand the existing customer portfolio in the Crop Loans sector (KCC).


• Possess thorough knowledge of the local geography and cropping patterns, with the ability to swiftly recruit high-quality team members


• Oversee interest and NPA collections within the assigned area.


• Regularly monitor accounts to prevent delinquencies, maintain portfolio hygiene, ensure timely closure of post-disbursement deferrals, and perfect security measures.


• Strengthen relationships with existing customers by cross-selling additional asset and third-party products.


• Manage the renewal of existing loans.


• Collaborate with Credit and Legal teams to address customer requirements and manage disbursements


• Enhance efficiency by monitoring processes and suggesting improvements based on ground realities and market trends.

Job Requirements:

• Bachelors or Master’s degree in Agriculture, Business Administration, or a related field.


• Excellent oral and written communication skills.


• Proficient in relationship management.


• Strong leadership abilities.


• Knowledge of the local market is a plus.


• At least 4-6 years of experience in rural or crop loans