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Area Collections Manager -AGRI-FIN-TRACTOR LOANS AND RETAIL(TFE)-Recovery-Soft bucket collection

icon building Company : Kotak Mahindra Bank
icon briefcase Job Type : Full Time
icon geo-alt Indore, India

Job Description - Area Collections Manager -AGRI-FIN-TRACTOR LOANS AND RETAIL(TFE)-Recovery-Soft bucket collection

Description

Key Responsibilities:



  • Drive collection and recovery performance for soft bucket accounts (0-90 DPD).

  • Monitor overdue cases and ensure timely follow-up with customers.

  • Coordinate with branch teams, sales teams, and collection agencies for recovery actions.

  • Analyze portfolio delinquency trends and initiate corrective measures.

  • Ensure compliance with bank policies, regulatory guidelines, and fair collection practices.

  • Conduct customer visits and negotiate repayment plans where required.

  • Track collection efficiency, resolution rates, and bucket movement.

  • Prepare MIS reports and provide regular portfolio updates to management.



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