Assistant Manager

Job Profile

• Serve as a technical risk expert responsible for evaluating and managing agricultural insurance portfolios under the PMFBY and RWBCIS frameworks.
  
• Bridge the gap between raw data and strategic decision -making by identifying various risks based on both Qualitative and Quantitative parameters.
  
• Drive the Tender Analysis process by converting complex government data into actionable risk -return profiles for different state clusters.
  
• Coordinate between specialized units like UW, Actuarial, Weather & Remote Sensing, and Field Operations to ensure a holistic approach to risk identification and risk mitigation.
  

2. Key Responsibilities

• Qualitative Assessment: Evaluate non -numeric risk factors such as political environment, moral hazard (farmer behavior), local agronomic practices etc for specific crops.
  
• Quantitative Modeling: Analyze historical yield data and Loss Ratio Trends under Yield Loss and Add -on cover scenarios to estimate future financial liabilities.
  
• Tender Management: Lead the preparation and validation of large -scale data for government tenders and perform cluster -wise risk -return analysis for bidding.
  
• Scheme Compliance: Good understanding of Operational Guidelines of PMFBY and Govt Tech initiatives.
  
• Cross -Functional Collaboration: Work closely with the Underwriting, Field, Operations, Weather/Remote Sensing, and Actuarial teams to refine risk strategies.
  
• Policy Monitoring: Evaluate state -level policy changes and notifications that could impact the company's risk exposure.
  

3. Requirements

• Experience: 3–4 years of core experience in general insurance, specifically in Crop Insurance Risk Management for both PMFBY and RWBCIS.
  
• Basic understanding of weather parameters and Remote Sensing indices (e.g., NDVI) used in crop health monitoring
  
• Technical Efficiency: Advanced mastery of MS Excel (pivot tables, complex formulas, data cleaning for millions of rows) and high proficiency in all other MS Office tools.
  
• Presentation Skills: Proven ability to create high -impact MS PowerPoint presentations for internal stakeholders and management reviews.
  
• Analytical Skills: Strong ability to identify data anomalies and perform gap analysis on diverse datasets.
  
• Communication: Excellent verbal and written communication skills for effective internal and external liaison.
  

4. Education Qualifications

• Primary Degree: Bachelor’s degree in agriculture, Agribusiness Management, Economics, Statistics, or Finance.
  
• Preferred Postgraduate: MBA in Agribusiness or a master’s degree in Statistics/Economics is highly preferred for this role.