Associate - Credit Risk (Firm Risk Management)

Assessment of credit strengths and weakness of UHNW/ HNW (Ultra-high Net Worth / High Net Worth) for US/ International clients. Focus on developing deep domain knowledge and deep understanding on different asset classes such as Equity, Fixed Income, structured products, Listed derivatives in addition to industry / country / sovereign research and the risks. Interpretation and risk identification of financial statements for individuals, joint borrowers, Revocable and Irrevocable Trust, PHC Operating companies' key risks. Monitor and escalate portfolio quality on an ongoing basis such as deteriorating collateral, adverse borrower information, negative trends, material individual/aggregate relationship and other risks. Prepare high quality Credit memo for Existing and New clients with recommendations, risks and mitigations for deals and send to authorized Senior Credit officers for approval within designated due dates. Credit Reviews to be prepared in an appropriate manner in accordance with credit policies and procedures to protect the interests of the firm. Develop sovereign and macro risk views as need to support decision making Review work of junior team members to ensure quality and accuracy of deliverable Partner with colleagues across the globe to achieve your goals and to gain insight into how a global organization operates. Bachelor's or higher degree and a keen interest in the world of finance and risk management Knowledge of various asset classes, derivatives and personal/business financial statement and credit reports Strong analytical and numerical skills to assimilate complex information rapidly Ability to identify, analyze, condense, and articulate complicated ideas and findings clearly and succinctly Strong interpersonal skills and a commitment to teamwork 3-5 years of work experience in Finance, Banking, Prime brokerage, Broker dealer is preferred Previous experience of data sources such as SNL, Bloomberg and/or database tools such as SQL coding is a plus Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. We work to provide a supportive and inclusive environment where all individuals can maximize their full potential. Our skilled and creative workforce is comprised of individuals drawn from a broad cross section of the global communities in which we operate and who reflect a variety of backgrounds, talents, perspectives, and experiences. Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing, and advancing individuals based on their skills and talents.