Banking Operations Senior Analyst

* Perform in\u2011depth reviews of credit applications for SME / Corporate customers.\n * Evaluate financial models, financial statements, borrower profiles, cash-flow summaries, borrower repayment capacity.\n * Validate internal credit ratings, risk grades, and credit structures for accuracy.\n * Conduct comprehensive reviews of loan accounts to assess account conduct, repayment trends, and compliance with sanctioned terms.\n * Analyze utilization patterns, covenant compliance, documentation completeness, and collateral sufficiency.\n * Support internal audit, regulatory inspections, remediation actions, and quality assurance exercises.\n * Prepare and maintain high\u2011quality credit review documentation that meets regulatory standards and Standard operating procedure.\n * Support periodic portfolio reviews and Onshore Relationship Manager in assessing creditworthiness using internal rating models and risk scoring tools.\n * Review and keep up to date, and fully abide by the process operational and administrative procedures and ensure process compliance\n * Review adherence to internal credit policies and underwriting standards.\n * Recommend improvements to credit frameworks, rating methodologies, and control processes.\n * Assist in developing checklists, review templates, and workflow enhancements.\n * Guide junior analysts in performing credit review analysis.\n * Allocate workloads, ensure timely completion of reviews, and maintain high-quality execution.\n * Conduct performance reviews, identify skill gaps, and build capability within the team.\n * Leads team in the achievement of project milestones and team goals\n * To oversee the day-to-day activities of a group of employees\n * Coaches, motivates and guides team members\n * Utilizes best practice processes around work assignments, Project management and quality of output while maximizing overall team\u2019s performance\n * To improve efficiency, quality and services of ongoing projects/processes\n * Significant portion of time still spent on performing work of the team\n * Regularly review the work of team members\n * Identifies opportunities for improvement; recommends possible training opportunities\n * Ensures team is meeting or exceeding contractual and service level obligations to customers\n * Collects customer\u2019s needs and translates to appropriate solutions\n * Interacts with customers and internal departments to resolve issues\n * Ensures accurate and timely processing of transactions to meet and exceed customer SLA\n * Acting as the Subject Matter Expert for the team\n * Conducting \u0026 leading the training programs based on business needs\n * Attending team meetings and customer calls to gather feedback and updates\n\n\n