Business Analyst

EXPERIENCE

4+ years of relevant experience as a Business Analyst in a bank or FinTech in the Payments Domain

CORE RESPONSIBILITIES

1. Understand and review the business requirements and articulate the same into detailed functional

specifications, business scenarios and process flows

2. Liaise directly with business users from the bank and be responsible for end-to-end delivery of

the solution scope

3. Lead the Business Analyst stream for the project and provide support during various phases of

functional testing. Participate in defect triage, root-cause analysis and query resolution

4. Showcase the product and impart training to project stakeholders

5. Review design and testing deliverables to ensure completeness of requirements

PREFERRED SKILLS

PAYMENTS DOMAIN – MUST HAVE

1. Proven experience in end-to-end processing (outward and inward) of electronic payments

(domestic and international) across various country/region specific payment schemes – (preferred

: US, Canada OR Europe) for any of the below:

a. High-value payments

b. Low-value batch payments

c. Real-Time / Instant payments

d. Requests-to-Pay

2. Proven product experience of having worked for at least 1 year on any of the below processing

components

a. Payment Initiation Channel - Internet, Mobile, API, Host-to-Host

b. Payment Processing - Pre-processor HUB, Payment Engine / Gateway

3. Working knowledge of industry standard payment file / message formats

a. SWIFT MT - 1xx, 2xx, 9xx

b. ISO20022 / SWIFT MX - pain.xxx, pacs.xxx, camt.xxx, remt.xxx

c. Payment rail specific clearing formats

BUSINESS ANALYSIS – MUST HAVE

1. Experience in

a. functional requirement elicitation and solution design

b. documenting use cases/business requirements (BRD), user stories/functional

specifications (FSD,FRD), process flow diagrams, interface mapping, UI wireframes

c. product fitment, gap analysis, requirement traceability

d. reviewing testcase scenarios

2. Experience of working in a complete SDLC - Waterfall and/or Agile models

3. Proven client interaction and direct participation in client requirement gathering, elicitation,

functional solution design and defect triage

SOFT SKILLS – MUST HAVE

1. Excellent oral and written communication in English and good presentation/training skills

2. Proficiency in Microsoft Office tools – Word, Excel, PowerPoint

OPTIONAL SKILLS – GOOD to HAVE

1. Understanding of core banking systems and Basic technical knowledge of database, APIs, MQ

2. Any industry-recognized BA certifications