Business Analyst Early Warning System (EWS)

Business Analyst – Early Warning System (EWS)

Company: Fintellix – A Group ICRA Company
Location: Mumbai
Experience: 3–5 Years
Employment Type: Full-Time / FTE

About Fintellix -  https://fintellix.com/

Fintellix, a Group ICRA Company, is a leading provider of risk and regulatory technology solutions for the banking and financial services industry.

Fintellix helps financial institutions address evolving regulatory requirements, risk frameworks, data management, regulatory reporting, and compliance challenges through technology-led solutions.

About the Role

We are looking for a Business Analyst – Early Warning System (EWS) with experience in the Banking/Financial Services domain, particularly across Credit Risk, Lending, Risk Monitoring, or Compliance.

The candidate will act as a bridge between banking/risk stakeholders and product & engineering teams, translating business requirements and risk workflows into clear product requirements.

Key Responsibilities

• Engage with Risk, Credit, Compliance, IT, and business stakeholders to understand business processes and requirements.


• Gather, analyze, document, and prioritize business and functional requirements.


• Prepare BRDs, FRDs, User Stories, Use Cases, Process Flows, and Functional Specifications.


• Translate banking, credit risk, and EWS workflows into structured product requirements.


• Work closely with Product Managers, Developers, QA, Data Teams, and other stakeholders throughout the product lifecycle.


• Support UAT planning, test case validation, execution, and defect resolution.


• Manage stakeholder expectations, requirement sign-offs, status updates, and change requests.


• Prepare client presentations, process documentation, wireframes/mockups, and solution documentation.


• Participate in client-facing discussions and requirement workshops.


• Support pre-sales and solutioning discussions whenever required.


• Use data analysis to validate requirements and business scenarios.

Must-Have Requirements

• 3–5 years of experience as a Business Analyst.


• Prior experience in Banking / Financial Services / BFSI.


• Experience in one or more areas:
  
  
  
  • Credit Risk
  
  
  • Lending
  
  
  • Retail Banking
  
  
  • Corporate Banking
  
  
  • Risk Management
  
  
  • Compliance
  
  
  • Credit Monitoring
  
  
  
  


• Strong experience in Requirement Gathering & Analysis.


• Hands-on experience creating BRD, FRD, User Stories, Functional Specifications.


• Strong Stakeholder Management and client-facing experience.


• Experience working with both technical and non-technical stakeholders.


• Good knowledge of MS Excel, including Pivot Tables and data analysis.


• Strong PowerPoint / presentation skills.


• Excellent written and verbal communication.

Good to Have

• Experience with Early Warning System (EWS).


• Experience in Credit Risk Monitoring / Credit Risk Analytics.


• Exposure to Risk Alerting / Fraud Alerting Platforms.


• Knowledge of RBI guidelines and banking regulatory frameworks.


• Exposure to SQL / basic data querying.


• Experience with JIRA, Confluence, or similar tools.


• Exposure to wireframing/prototyping tools such as Figma.


• Experience in Banking Risk/RegTech/FinTech product companies.


• Exposure to pre-sales / solutioning.