Credit Data Analyst ( Invoyz Financial solution pvt ltd)

Invoyz Financial Solutions Pvt. Ltd. is a Bengaluru based financial services technology start-up with a focus

on Supply Chain Financing and other Business Lending products. Invoyz also offers bi-directional data exchange

among ERPs, for digital invoicing, collection and recompilation.

Tenure /

Location

Full-time Regular Employment Position, based out of Bengaluru

Job

Description /

Qualification

Experience: 3+ years in assessing credit risk for Lending and supply-chain finance

products

The Credit Data Analyst will analyze the financial and transactional data to assess the

creditworthiness of businesses and their channels. This role involves analyzing financial

data, preparing credit assessment reports, and match-making with the suitable lenders. This

person shall ensure that all documentation and processes comply with company policies

and regulatory requirements.

Job Content:

1. Review and analyze loan applications, credit reports, financial statements, and other

relevant documents.

2. Collect, analyze, and interpret credit data from various sources to assess the

creditworthiness of the customers. Verify loan documentation and ensure completeness

and accuracy.

3. Develop and maintain credit scoring models to evaluate the credit risks.

4. Qualify leads by assessing the financial needs and eligibility criteria of potential clients.

5. Collect and accurately record detailed information and outcomes of each lead

assessment, in the CRM system.

6. Prepare detailed reports on credit analysis findings, including risk assessments, credit

ratings, and recommendations.

7. Collaborate with 3rd party lenders, banks, including internal/external finance, sales, and

operations, to ensure accurate and comprehensive credit evaluations.

8. Coordinate with Lenders and LSPs for the approval or denial of loan applications and

also influence their decision making, if feasible.

9. Ensure all loan processing activities comply with company policies, procedures, and

regulatory requirements.

10. Communicate effectively with clients, colleagues, and third parties to obtain necessary

documentation and information.

11. Educate clients on loan options, terms, and conditions. Assist clients in understanding

the loan terms and application process and other requirements.

12. Stay updated on product knowledge and industry trends, market conditions to effectively

communicate benefits to customers.

Qualification:

1. Bachelor's degree in Finance, Economics, Statistics, or a related field.

2. Minimum 2years experience as a Credit Data Analyst or in a similar analytical role within

the financial services industry.

3. Familiarity with credit risk assessment methodologies and financial statement analysis.

4. Knowledge of loan processing procedures, credit risk assessment, and regulatory

requirements.