Credit Risk Analytics Analyst (Credit Card)

Salary :

₹500,000 - 700,000 yearly

Company : Kadel Labs

Job Type : Full Time

India

Job Description - Credit Risk Analytics Analyst (Credit Card)

Role Purpose: Perform portfolio credit risk analytics across the account lifecycle — acquisitions, account management, and collections — for the US card portfolio.
Key Responsibilities
- Analyze portfolio performance: approval rates, line assignment, utilization, delinquency, roll rates, and charge-offs
- Support development, monitoring, and validation of credit risk scorecards and underwriting criteria
- Conduct segmentation, champion/challenger, and policy impact analyses
- Apply ML/AI techniques to enhance risk models and analytical insights
Role-Specific Skills
- Strong Python (scikit-learn, statistical modeling) and SQL
- Understanding of US credit bureau attributes (FICO, Vantage, tradeline data) and card underwriting
- Experience with credit risk modeling techniques (logistic regression, gradient boosting) preferred

Requirements

US Credit Card Experience: Hands-on experience supporting US credit card portfolios (issuing side) — e.g., US bank, card issuer, fintech, or captive/GCC supporting a US card business
Python / SQL: Strong proficiency in Python and/or SQL for data extraction, analysis, and automation
AI / AI Agent Experience (3+ years): More than 3 years of experience working with AI — building or working with AI agents, LLM-based solutions, machine learning models, or AI-driven analytics in a professional setting
Excel: Advanced Excel skills, including pivot tables, complex formulas, and building management-ready reports and dashboards
Communication: Strong written and verbal English communication; ability to work with US-based stakeholders and overlap with US business hours as needed

Original job Credit Risk Analytics Analyst (Credit Card) posted on GrabJobs ©. To flag any issues with this job please use the Report Job button on GrabJobs.

Share Job

Get your Resume Reviewed for Free

Similar Credit Risk Analytics Analyst Jobs in India

Get your Resume Reviewed for Free

Email address

Why are you reporting this job?

I think it’s a discriminatory or offensive

I think it’s fraudulent or a scam

I think it’s trying to sell something unrelated to the job / it’s asking for money

I think it contains incorrect or broken information

Other

All Job Ads are subject to GrabJobs’s Terms of Service. We allow users to flag postings that may be in violation of those terms. Job Ads may also be flagged by GrabJobs moderation team. However, no moderation system is perfect, and flagging a posting does not ensure that it will be removed.

Setup your job alert:

Frequency

By activating job alerts, I agree to GrabJobs Terms & Privacy Policy. I can unsubscribe to job alerts anytime. Skip

Credit Risk Analytics Analyst (Credit Card)

Job Description - Credit Risk Analytics Analyst (Credit Card)

Requirements

Similar Credit Risk Analytics Analyst Jobs in India

Mobile Apps