Job Description: Finance Executive – KYC, Credit Risk, Accounts Receivable & Payable

Job Summary

We are looking for a detail-oriented Finance Executive with at least 1 year of experience in KYC verification, credit risk assessment, Accounts Receivable (AR), and Accounts Payable (AP). The candidate will be responsible for verifying customer and vendor documentation, evaluating creditworthiness, managing receivables and payables, and maintaining accurate financial records.

Key Responsibilities

• KYC Verification: Verify customer and vendor documents, validate business details, and ensure compliance with internal KYC policies.
  

• Credit Risk Assessment: Evaluate customer creditworthiness based on financial documents, payment history, and credit information.
  

• Credit Management: Assist in setting credit limits, reviewing payment terms, identifying potential credit risks, and escalating high-risk accounts.
  

• Accounts Receivable (AR): Manage invoicing, payment follow-ups, outstanding balances, and overdue receivables.
  

• Accounts Payable (AP): Verify vendor invoices, process payments, maintain payable records, and coordinate with vendors.
  

• Reconciliation: Perform customer, vendor, and bank reconciliations and resolve discrepancies.
  

• Reporting: Prepare reports on receivables, payables, overdue payments, credit exposure, and outstanding balances.
  

• Documentation: Maintain accurate financial records and supporting documents for audits and internal reviews.
  

• Coordination: Work with internal teams, customers, and vendors to resolve payment issues and minimize financial risks.
  

Required Skills & Qualifications

• Bachelor's degree in Finance, Accounting, Commerce, or a related field.
  

• Minimum 1 year of experience in Finance & Accounts, KYC, Credit Risk, AR, or AP operations.
  

• Basic understanding of credit assessment, credit limits, payment terms, and credit risk indicators.
  

• Knowledge of invoicing, reconciliations, collections, and vendor payment processes.
  

• Proficiency in MS Excel and familiarity with accounting software or ERP systems.
  

• Strong analytical, numerical, communication, and problem-solving skills.
  

• High attention to detail and the ability to manage multiple tasks within deadlines.
  

Requirements